BIBHAS SAHA
BUSINESS ANALYST
Agartala,TR
Summary
Highly accomplished banking professional with a track record of delivering exceptional results in retail and corporate banking, branch operations, team leadership, and financial product distribution. Currently holding the position of Assistant Vice President (AVP) at HDFC Bank, successfully managing a prestigious branch in Agartala. Renowned for consistently surpassing CASA, insurance, and government business targets. Recipient of numerous national awards, including MDRT, MDGH, and Silver Star, highlighting outstanding performance. Recognized for the ability to drive high-performing teams and provide exceptional HNI/NRI relationship management.
Overview
16
16
years of professional experience
2
2
years of post-secondary education
3
3
Languages
Work History
Assistant Vice President & Branch Manager
HDFC Bank Ltd.
11.2018 - Current
- Currently managing Agartala Branch, a prestigious location in Tripura, with focus on retail and government liability growth.
- Led Sakuntala Branch (2021–2024), acquired major government accounts, and boosted liabilities.
- Oversaw Dharmanagar Branch (2018–2021), making it a top performer in liabilities and insurance.
- Supervised daily operations, ensured process adherence, compliance, and target achievement.
- Mentored teams and cultivated a performance-driven culture across branches.
- Key Achievements:
- 4× MDRT, 3× MDGH, 2× Silver Star Award, Clash-of-Titans (Pan India)
- Bull Run Contest Winner (DEMAT campaign)
- Consistently recognized for CASA, insurance, and general insurance performance
Branch Sales Manager
Bandhan Bank Ltd.
02.2017 - 11.2018
- Directed branch-level sales, drove CASA growth, and managed HNI portfolios.
- Part of the core team piloting Mutual Fund distribution rollout.
- Key Achievements:
- Top TPP performer (individual category)
- Awards for CASA performance and revenue excellence
Preferred Relationship Manager & Personal Banker
HDFC Bank Ltd.
02.2013 - 02.2017
- Managed and expanded a portfolio of HNI clients; delivered tailored financial solutions.
- Handled classic banking portfolios with strong performance in CASA, TPP, and forex.
- Key Achievements:
- MDGH (2x), Silver Star Awardee, Auto Loan Gold Club Champion
- Talent Pool recognition and ESOP allocation
Assistant Acquisition Manager
Kotak Mahindra Bank Ltd.
04.2011 - 02.2013
- Focused on CASA acquisition, insurance, gold product sales, and cross-selling.
- Key Achievements:
- "SANMAN" award by HR
- Top performer in insurance and gold coin sales
Senior Sales Officer
Dhanlaxmi Bank Ltd.
08.2008 - 04.2011
- Handled CASA growth, insurance, mutual fund sales, and investment product promotion.
- Key Achievements:
- Ranked 3rd Pan India in BOND 7 campaign
- Multiple “Best SO” awards (East Region)
Technical Head
Soryatec Peripherals Pvt. Ltd.
08.2006 - 07.2008
- Managed hardware setups, LAN networks, and technical teams for hospitals and met offices.
Education
Bachelor of Commerce -
University of Calcutta
Higher Secondary & Madhyamik - undefined
WBCHSE & WBSE
Skills
Branch Banking & Operations
Personal Information
- Date of Birth: 04/25/83
- Marital Status: Married
Certifications And Skills
- MS Office & Internet Applications
- Computer Hardware & Networking (FCNA Certified)
- DTP, Flash, 3D-Max – Yuva Kalyan Kendra (WB Govt.)
Timeline
Assistant Vice President & Branch Manager
HDFC Bank Ltd.
11.2018 - Current
Branch Sales Manager
Bandhan Bank Ltd.
02.2017 - 11.2018
Preferred Relationship Manager & Personal Banker
HDFC Bank Ltd.
02.2013 - 02.2017
Assistant Acquisition Manager
Kotak Mahindra Bank Ltd.
04.2011 - 02.2013
Senior Sales Officer
Dhanlaxmi Bank Ltd.
08.2008 - 04.2011
Technical Head
Soryatec Peripherals Pvt. Ltd.
08.2006 - 07.2008
Higher Secondary & Madhyamik - undefined
WBCHSE & WBSE
Bachelor of Commerce -
University of Calcutta
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