B. Kishor kumar
Commercial & Corporate Banking
Chennai,Tamil Nadu
Summary
More than 15 years of work experience, since 2006 in Commercial banking served relationships, credit, Risk Departments, 3 years in auditing, 1.5 years in a German manufacturing company in finance & accounts. Presently working as Director Corporate Banking with Emirates NBD (P.J.S.C.), Chennai. Previously worked as Senior Vice President and Team Head Corporate Banking with Shinhan Bank, Chennai. Previously worked as Associate Vice President (RM) Commercial Banking with HSBC for Chennai, Tamil Nadu. Previously worked as Associate Vice President – Credit Underwriting, Commercial Banking with HSBC Limited, Coimbatore taking care of Rest of Tamil Nadu region. Previously worked as Senior Manager – Credit Risk – Corporate & Trade Advances with Dhanlakshmi Bank Limited. Previously worked as Relationship Manager – Corporate Banking with ICICI Bank Limited.
Overview
23
23
years of professional experience
4
4
Languages
Work History
Director Corporate Banking
Emirates NBD (P.J.S.C.)
06.2022 - Current
- Currently onboarding and managing relationships of large corporate customers
- Current clientele include TVS Credit Services, Indian Potash Limited, Wheels India Ltd
- Hatsun Agro Limited, Ramco Cements Limited, EID Parry Limited, Ashok Leyland Limited, TVS Mobility Private Limited, Kaaleesuwari Refinery P Ltd, Thirumalai Chemicals Ltd, etc.
Associate Vice President (RM) Commercial Banking
HSBC
- Handled mid-corporate clients in Chennai region
- Responsible for portfolio management and new business acquisition
- Sourced cross-border deals for Indian subsidiaries in Taiwan, France, and UK
- Clients include companies like Gandhimathi appliances, TTK, Sicame India, Grobest Feeds Ponpure Chemicals P Ltd, etc.
Associate Vice President - Credit Underwriting, Commercial Banking
HSBC Limited
- Part of the team for credit underwriting for South India
- Underwriting and approval of limits for mid-corporates and SMEs
- Based out of Coimbatore.
Senior Manager - Corporate and Trade Advances
Dhanlaxmi Bank
- Handled corporate customers in the rest of Tamil Nadu region
- Assessment of fund-based and non-fund-based working capital limits
- Knowledge on project funding and assessment of derivative limits.
Senior Vice President and Team Head Corporate Banking
Shinhan Bank
05.2014
- In charge of business development, credit analysis, and portfolio management for the entire South India region
- Managed a team of 6 RMs and instrumental in building the asset of the bank
- Non-Korean business accounts for around 73% of the total portfolio.
Relationship Manager - Corporate Banking
ICICI Bank Limited
04.2006 - 01.2010
- Handled corporates in Tamil Nadu and Kerala
- Building and maintaining healthy business relations with high net worth, corporate, and government clients
- Mobilization of new business relationships.
Audit & Taxation Manager
S. Janardhan & Associates, Chartered Accountants
01.2004 - 11.2006
- Led a team of 15 in audits and managed diverse audit and tax planning functions
- Handled internal audits and statutory audits for various companies and organizations.
Assistant Manager (Accounts, Finance & Treasury)
FESTO India
01.2002 - 03.2004
- Worked in the accounts, finance, and treasury department of FESTO India, a German multinational.
Audit Executive
T. Ramachandran & Co., Chartered Accountants
01.2001 - 09.2002
- Led a team of 3 in audits and managed diverse audit and tax planning functions
- Handled internal audits and statutory audits for various companies and organizations.
Education
Bachelor of Science - Mathematics
Bharathidasan University
Thiruchirapalli 04.2001 -
ACA - Financial & Management Accounting, Taxation
Institute of Chartered Accountants of India
India 04.2001 -
PGDTFM - Treasury & Forex Management
ICFAI
Hyderabad 04.2001 -
CAIIB - Corporate Banking
Indian Institute of Banking Finance
New Delhi, India 04.2001 -
Skills
Business Development - Building and maintaining healthy business relations with , corporates and Banks, ensuring high customer satisfaction matrices
Credit Management & Operations - Knowledge on appraising proposals on working capital, Term loans, presenting to the committee of executives / directors for sanctioning & doing the post sanction documentation / reports before sanctioning / disbursing loans, documentation and ensuring compliance with organizational credit policies
Corporate Finance & Treasury - In depth knowledge on corporate finance and treasury functions, banking norms Arranging and managing working capital requirements with bankers on consortium/multiple banking basis
Core Functional Strengths
- Business Development
- Credit Management & Operations
- Corporate Finance & Treasury
Timeline
Director Corporate Banking
Emirates NBD (P.J.S.C.)
06.2022 - Current
Senior Vice President and Team Head Corporate Banking
Shinhan Bank
05.2014
Relationship Manager - Corporate Banking
ICICI Bank Limited
04.2006 - 01.2010
Audit & Taxation Manager
S. Janardhan & Associates, Chartered Accountants
01.2004 - 11.2006
Assistant Manager (Accounts, Finance & Treasury)
FESTO India
01.2002 - 03.2004
Bachelor of Science - Mathematics
Bharathidasan University
04.2001 -
ACA - Financial & Management Accounting, Taxation
Institute of Chartered Accountants of India
04.2001 -
PGDTFM - Treasury & Forex Management
ICFAI
04.2001 -
CAIIB - Corporate Banking
Indian Institute of Banking Finance
04.2001 -
Audit Executive
T. Ramachandran & Co., Chartered Accountants
01.2001 - 09.2002
Associate Vice President (RM) Commercial Banking
HSBC
Associate Vice President - Credit Underwriting, Commercial Banking
HSBC Limited
Senior Manager - Corporate and Trade Advances
Dhanlaxmi Bank