Summary
Overview
Work History
Education
Skills
Competitive Skills
Languages
References
Hobbies and Interests
Disclaimer
Previous Experience
Personal Information
Timeline
Generic
C Ramachandran

C Ramachandran

Navi Mumbai

Summary

Dynamic sales professional with a proven track record at HDFC Bank, excelling in home loan disbursement and cross-selling insurance products. Recognized for outstanding performance, including top rankings in national contests. Skilled in negotiation and analytical problem-solving, I thrive in fast-paced environments and consistently achieve ambitious targets.

Overview

22
22
years of professional experience

Work History

Area Sales Manager Home Loans (Sourcing DSA & Builder channel)

HDFC Bank LTD
03.2019 - Current
  • Handling DSA & Builder Channel
  • Sourcing products include- Insurance, Health Protector & CASA
  • Reward and Recognition
  • Rewarded for highest login in Pan India contest.

Sales Manager Affordable Home Loans

Yes Bank Ltd
Mumbai
06.2016 - 03.2019
  • Handling the team of 10 members.
  • Insurance Selling
  • Builder channel and connector channel
  • Reward and Recognition
  • In the month of August and September 2016 received First place in Pan India for DISBURSEMENT.
  • In the month of November 2016 received First place in Pan India for Login - Affordable Home Loan
  • Directly reporting to CBL (Cluster Business Leader)

Team manager - Home Loans

Tata Capital Housing Finance Ltd
Mumbai
03.2016 - 05.2016
  • Team Handling with 5 members
  • Sold highest ICICI prudential Life Insurance
  • Reporting to sales manager - Mumbai

Asst. manager - Home Loans

HDFC BANK LTD
Mulund (W)
09.2005 - 03.2016
  • Company Overview: On rolls of HBL Global Pvt. Ltd, Associate Company of HDFC Bank Ltd
  • Responsible for Sales of Home Loans for 3 branches in Mulund Cluster (yearly target - 80 Crs)
  • Responsible for Sales of Life Insurance and Home Insurance as Cross-Sell Products
  • Ensuring Customer Satisfaction through better negotiated rates, Process and Documentation
  • Responsible for Promotional Activities related to home loans in target areas
  • Achieving performance linked Incentives every month and achieving Monthly targets
  • Reporting to Sales Manager and Asset Desk Manager in respective Branch
  • On rolls of HBL Global Pvt. Ltd, Associate Company of HDFC Bank Ltd
  • Awarded CERTIFICATE OF EXCELLENCE by HBL IN OCT 2015 for achieving branch loan disbursement targets for FY-2015-16.
  • Promoted from Senior Sales officer to Asst. manager in Oct 2015
  • In FY 2015-16- Rs 59 Cr. Sanction achieved and Rs. 48Cr.disbursed successfully
  • In Fy 2015-16- Rs 18 Lakhs Home Insurance (HDFC ERGO), 5 Lakhs Life Insurance sold.
  • Promoted from Sales Officer to Senior Sales Officer in the month of October2012.

Marketing Representative

Country Club India Ltd
04.2004 - 08.2005

Production Executive

P.R.M. Processing Pvt Ltd
06.2003 - 02.2004

Education

M I B A -

Alagappa University
03.2003

B B A -

Madurai Kamaraj University
03.2001

Skills

  • Honest
  • Adaptable
  • Quick learner
  • Evaluating options
  • Generating solutions
  • Calculation skills
  • Analytical skills
  • Promotional events
  • Ms-Word
  • Excel
  • PowerPoint
  • Internet
  • E-mail
  • Interpersonal skills
  • Negotiation skills

Competitive Skills

  • Ms-Word
  • Excel
  • Power Point
  • Internet E-mail
  • Effective interpersonal Skills
  • Good Negotiation Skills

Languages

  • Hindi
  • English
  • Tamil

References

  • Rakshit Shetty, Sr. VP (Home Loans), HDFC Bank Ltd., Mumbai, 9619525052
  • Rohit Nagpal, Business Head (Home Loans), Axis Finance, Mumbai, 9769147704

Hobbies and Interests

Playing & Watching Cricket

Disclaimer

I declare that the information given above is correct and true to my knowledge.

Previous Experience

  • Country Club India Ltd, Marketing Representative, 04/01, 08/05
  • P.R.M. Processing Pvt Ltd, Production Executive, 06/03, 02/04

Personal Information

  • Age: 43
  • Date of Birth: 04/03/81
  • Gender: MALE
  • Marital Status: MARRIED

Timeline

Area Sales Manager Home Loans (Sourcing DSA & Builder channel)

HDFC Bank LTD
03.2019 - Current

Sales Manager Affordable Home Loans

Yes Bank Ltd
06.2016 - 03.2019

Team manager - Home Loans

Tata Capital Housing Finance Ltd
03.2016 - 05.2016

Asst. manager - Home Loans

HDFC BANK LTD
09.2005 - 03.2016

Marketing Representative

Country Club India Ltd
04.2004 - 08.2005

Production Executive

P.R.M. Processing Pvt Ltd
06.2003 - 02.2004

M I B A -

Alagappa University

B B A -

Madurai Kamaraj University

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