CHANDRA CHAKRABORTY
Bengaluru
Summary
Risk Management and Control Specialist with 13 years of experience in global banking and financial services (Wells Fargo, ANZ, TCS). Skilled in operational risk, credit risk assessment, and regulatory compliance with proven ability to design and implement control frameworks, strengthen governance, and minimize exposure. Adept at stakeholder management, process improvements, and mentoring teams to deliver sustainable business growth with risk resilience.
Overview
16
16
years of professional experience
Work History
Senior Control Management Specialist
Wells Fargo Bank
Bengaluru
12.2022 - Current
- Conduct end-to-end control evaluations and risk assessments, identifying gaps and recommending remediation strategies.
- Implemented risk monitoring and reporting processes, enhancing visibility for senior stakeholders and regulators.
- Strengthened operational risk management through Risk Control Self-Assessments (RCSA).
- Partnered with 2nd line of defense and QA teams to ensure adherence to enterprise compliance policies.
Senior Credit Assessment Officer
ANZ Bank
Bengaluru
10.2016 - 11.2022
- Independently underwrote and approved complex credit proposals, ensuring policy and regulatory compliance.
- Evaluated financial strength of clients and recommended alternative structures to mitigate risk.
- Partnered with risk control teams to improve responsible lending practices, reducing exceptions.
- Mentored trainee officers, enhancing team productivity and underwriting accuracy.
Senior Process Associate
Tata Consultancy Services
Bengaluru
07.2013 - 08.2016
- Delivered analytical dashboards (Production, Billing, SLA, Utilization) to support leadership decisions.
- Managed client-facing invoicing responsibilities with 100% SLA adherence.
- Supported KYC, AML, and compliance processes in investment banking projects.
Accountant
Choksey Chemicals Pvt Ltd
Mumbai
07.2011 - 10.2012
- Handled accounting, invoicing, and compliance documentation for reporting accuracy.
Process Associate
Wipro Ltd
Kolkata
08.2009 - 05.2010
- Provided first-level support on financial operations, billing, and technical queries.
Education
Diploma in Information Management System -
NIIT Ltd
Bachelor of Commerce -
University of Calcutta
Higher Secondary -
West Bengal Secondary Board
Secondary -
West Bengal Secondary Board
Skills
- Risk & Control Management
- Control Testing
- RCSA
- Operational Risk
- Credit Risk
- Governance & Compliance
- Regulatory Compliance
- Policy Adherence
- 2nd Line of Defense Engagement
- Risk Reporting & Frameworks
- Monitoring
- Control Evaluation
- Remediation
- Dashboards
- Leadership & Collaboration
- Stakeholder Management
- Mentoring
- Team Building
- Process Standardization
- Technical Proficiency
- SQL
- MS Excel
- PowerPoint
- Reporting Dashboards
- Data Analysis
- Control evaluation
- Credit underwriting
- Operational risk management
Certifications And Achievements
- Microsoft Certified: SQL Server 2005 (Implementation & Maintenance)
- Internal Certifications: Accounting Fundamentals, AML, Retail Banking, Mutual Funds, Micro Finance, Consumer Lending
- Wells Fargo E-Spotlight Award (2023)
- ANZ Customer Ambassador Award (2017), Star Performer (2018, 2020-22)
- TCS Star Performer & delivery excellence recognition (2015)
Personal Information
Title: Senior Control Management Specialist | Risk & Compliance Expert
References
Available upon request.
Leadership Experience
Mentored and coached new team members at ANZ and Wells Fargo, building a high-performance culture. Collaborated with cross-functional stakeholders to standardize risk management practices across teams.
Communication Skills
Delivered credit risk assessment insights and governance updates to senior management and regulators. Recognized for clear, precise reporting and presenting complex risk findings to diverse stakeholders.
Languages
English
Beginner
A1
Timeline
Senior Control Management Specialist
Wells Fargo Bank
12.2022 - Current
Senior Credit Assessment Officer
ANZ Bank
10.2016 - 11.2022
Senior Process Associate
Tata Consultancy Services
07.2013 - 08.2016
Accountant
Choksey Chemicals Pvt Ltd
07.2011 - 10.2012
Process Associate
Wipro Ltd
08.2009 - 05.2010
Diploma in Information Management System -
NIIT Ltd
Bachelor of Commerce -
University of Calcutta
Higher Secondary -
West Bengal Secondary Board
Secondary -
West Bengal Secondary Board