Chandrakumar B. M

Roles and Responsibilities

• Analyse the AML and regulatory required to complete client Onboarding.
• Liaise with Business line (BL) and Relationship manager (RM) for required KYC requirements and collect other mandatory information as prescribed by AML/OFAC/Local regulations (E.g. US CIP) and guidelines.
• Perform screening which includes Sanctions, Politically Exposed Person (PEP) and Negative news screening using relevant tools to make sure the client has no potential restrictions or negative news activities.
• Review existing documentation available in client files and evaluate its applicability.
• Identify key issues and suspicions which relate to money laundering or terrorism financing during KYC and investigate/escalate as needed.

Achievements:

• Received BEST PERFORMANCE OF THE MONTH & STAR AWARD on multiple occasions.
• System tool improvement to improve operational efficiency.
• Recognized with the Best Team Award for outstanding collaboration, productivity, and delivery excellence within the KYC Operations unit.

Roles and Responsibilities

• Conducted periodic reviews of high-risk customer accounts, ensuring compliance with AML regulations and internal policies.
• Identified and investigated suspicious transactions, escalating flagged cases to the appropriate teams.
• Reviewed client data from primary sources and chambers of commerce.
• Handled exceptions and policy deviation requests from front office teams
• Served as a subject matter expert on KYC matters, providing advice and support during internal audits or regulatory examinations.
• Provided guidance and training to junior analysts, fostering a culture of continuous learning within the team.

Roles and Responsibilities

• Managed wholesale client and entity data to support RBS's risk and operational reporting.
• Screened and onboarded legal entities, ensuring accurate and compliant database updates.
• Validated M&A activity and updated internal customer hierarchies.
• Coordinated with Relationship Managers on client structural changes.
• Assigned SIC codes to clients, influencing lending risk classification.
• Maintained regulatory data controls and compliance standards.
• Handled ELRI flagging for liquidity reporting using key client metrics

Roles and Responsibilities

• Applied Poka-Yoke techniques to eliminate process defects.
• Led 5S implementation to improve workplace efficiency and safety.
• Monitored SPC data and enforced timely quality corrections.
• Reviewed and verified inspection reports (First-Off, Patrol, CMM, Dock Audit)