Hi, I’m
Chandrashekar Macha
Data Scientist
Summary
Highly motivated and self-driven data scientist with 8 years of experience in Banking, NBFC and Fin-tech domains. Experienced in understanding business requirements and managing projects to deliver data-driven solutions. Looking to work in a position which by profile nurtures my interest in Data Science and analytics and helps to build my career while achieving organizational benefits.
Overview
8
years of professional experience
15
years of post-secondary education
3
Languages
Work History
Jio Financial Services Limited
Senior Analytics Manager
8 2023 - Current
Job overview
- Worked with CBO in designing various Performance monitoring dashboards, KPIs for products like CD, PL, Leasing.
- Created and implemented the data base design for the Leasing arm of the business and set up the dashboard to track Inventory Management and Customer tracking.
- Built internal credit risk score card using credit bureau variables.
- Using NLP extracted negative triggers from the bank statement to help credit risk policy team make better decisions.
Zip.Co
Collections Analytics Manager
10.2021 - 07.2023
Job overview
- Managed a team of 3 analysts and together built various data driven strategies to improve the repayment rates
- Reduced loss rates by 30bps which saved $8M per annum to the bottom line
- Worked with cross functional teams like Customer experience, Compliance, Engineering teams to set up collection process with third party vendors
- Built dashboards to track repayments and collections to closely monitors the effectiveness of various strategies implemented over time
- Conducted A/B tests on repayment, communication strategies and based on the results implemented strategies in production.
Open Data Fabric
Lead Data Scientist
03.2020 - 09.2021
Job overview
- Built Credit Underwriting Engine from scratch for a Mexico based client
- Designed and Built reporting architecture from the scratch for one of our fintech clients in Mexico
- Built a Random Forest Classification model on the bank transaction data to create a Bank Score which is then used in underwriting engine.
ICICI Bank Limited
Analytics Manager
10.2018 - 02.2020
Job overview
- Designed and built profitability report of the liability customer base which is a combination of various revenue and cost components
- Coordinated with cross functional teams to set up the process of data collection required to generate profitability score for liability customer base of the bank.
Kabbage India Private Limited
Decision Analyst
07.2016 - 09.2018
Job overview
- Worked in Exposure management team and built a Credit Line Decrease strategy for customers during a natural disaster situation
- Automated various excel based MIS reports using python which reduced 6 days of manual work every month.
Education
Indian Institute of TechnologyChennai, India
B.Tech from Aerospace Engineering
04.2001 - 05.2016
Skills
Advanced analytics
Machine Learning
Data Visualization
Python Programming
SQL Programming
Advanced Excel
Statistical Analysis
Accomplishments
- Secured AIR – 1871 in IIT – JEE in open category(2012)
- Achieved a state rank of 953 EAMCET examination(2012)
- Awarded by prestigious KVPY (Kishore Vaigyanik Protsahan Yojana) fellow ship (2012)
- Certified as member of top 10 % in IAPT exam in Physics, Chemistry, and Astronomy (2011)
Timeline
Collections Analytics Manager
Zip.Co
10.2021 - 07.2023
Lead Data Scientist
Open Data Fabric
03.2020 - 09.2021
Analytics Manager
ICICI Bank Limited
10.2018 - 02.2020
Decision Analyst
Kabbage India Private Limited
07.2016 - 09.2018
Indian Institute of Technology
B.Tech from Aerospace Engineering
04.2001 - 05.2016
Senior Analytics Manager
Jio Financial Services Limited
8 2023 - Current