Charishma (CAMS)
Bengaluru
Summary
ACAMS professional with over 11 years of experience in various Leadership, investigation/KYC analyst positions. Skilled in areas of Financial crimes, Risk & Regulatory with focus on fraud prevention, KYC and Project management. Talented Manager with expert team leadership, planning and organizational skills built during successful career. Smoothly equip employees to independently handle daily functions and meet customer needs. Diligent trainer and mentor with exceptional management abilities and results-driven approach.
Overview
13
13
years of professional experience
Work History
Manager
Curasky Technologies Private Limited
02.2025 - Current
- Working for a start up to implement operations department
- Working with new clients to understand requirement and implement strategies to achieve the targets
- Create a burn down plan to clear the backlog
- Capacity planning to align resources and effective plan the billing
- Trained the new batch successfully and implemented quality & Production metrics to track progress of the project
- Develop policies, SOPs and various other compliance requirement for the new staff
- Responsible for directing the team in achieving client goals while conducting various refreshers sessions to upscale the team
Manager
PwC SDC
03.2022 - 02.2025
- Accomplished multiple tasks within established timeframes.
- Managed and motivated employees to be productive and engaged in work.
- Maximized performance by monitoring daily activities and mentoring team members.
- Cross-trained existing employees to maximize team agility and performance.
- Responsible for driving production & quality across teams
- Piloted new project and successful in setting up new team for the project overseeing quality and production
- Responsible for designing targets based on client requirements and create burn down plans
- Using PowerBI publish production and quality metric to leadership
- Effective interaction with counter parts to ensure seamless processing
- Perform monthly reviews to provide coaching and mentoring to the team members
- Actuals Vs Targets projection at start of the day with total available headcount
- Prepare burndown charts to determine the time frame of various projects
- Liaise with partners to ensure updates are seamless across the engagement
- Responsible for preparing training plan for all the batches and up scaling team members
Senior KYC Analyst
TCS
06.2020 - 11.2021
- Conducted KYC formality reports on questionable accounts and transactions.
- Reviewed new prospect KYC documents to meet requirements and determine business model risk.
- Determined customer risk ratings based on analysis and research findings.
- Supported KYC processes for prospective and existing customers.
- Analyzed and investigated clients to conduct detailed customer due diligence and enhanced due diligence review.
Senior KYC Analyst
JP Morgan Chase & Co India Pvt Ltd
06.2016 - 05.2018
- Verifies all aspects of Client Identification Program (CIP) and necessary account opening documents are provided and in accordance with know Your Customer (KYC), USA Patriot Act and Bank Secrecy Act (BSA) standards.
- Identifies accurate risk rating for individual/non-individual accounts to highlight high risk jurisdictions, cash intensive/high risk businesses and Politically Exposed Persons(PEPs) or Relatives or Close Associates (RCAs)
- Completes extensive due diligence investigations using public and private databases in accordance with Anti-Money Laundering (AML), BSA and other regulatory standards to assist business units and prevent operational and reputational risks.
- Performs checks on all employees, consultants, vendors, contractors and third party advisers against World Check Risk Screen, FinCEN list, and OFAC Specially Designated Nationals List (SDN) and Blocked Persons list.
- Conducts enhanced due diligence research in attempts to find derogatory/background information used to aid client advisors' decisions in initiating, maintaining or closing business relationships
- Ensures final reports are comprehensive, compliant and suitable for use in the client on-boarding decision-making processes.
- Helps test functionality of new due diligence software/databases by identifying areas of improvement.
KYC Analyst
Goldman Sachs
07.2014 - 04.2016
- Performed periodic reviews and reports on merchants to comply with rules, regulations and KYC requirements.
- Reviewed new prospect KYC documents to meet requirements and determine business model risk.
- Supported KYC processes for prospective and existing customers.
- Refined tools and practices to optimize manual reviews.
- Conducted thorough reviews for high risk clients based on stratified risk level guidelines.
Financial Analyst
Northern Trust
08.2012 - 06.2014
- Reviewed financial reports and ensure closing book values and market values are in line with the client statements and actuals
- Prepared monthly /quarterly and annual statements that goes to client on specific business days
- Ensure quality of the reports are consistence and call out any discrepancies
- Liaise with relationship manger to help interpret the data
Education
MBA - Finance And Accouting
Dayananda Sagar Business School
Bengaluru08.2012
Bachelor of Commerce - Commerce
Sri Venkateshwara University
Tirupathi06.2010
Skills
- Fraud Prevention and Detection
- KYC
- Client On-boarding
- Power BI
- Leadership
- MS Office
Accomplishments
- ACAMS Certification
- Power BI (Udemy)
Timeline
Manager
Curasky Technologies Private Limited
02.2025 - Current
Manager
PwC SDC
03.2022 - 02.2025
Senior KYC Analyst
TCS
06.2020 - 11.2021
Senior KYC Analyst
JP Morgan Chase & Co India Pvt Ltd
06.2016 - 05.2018
KYC Analyst
Goldman Sachs
07.2014 - 04.2016
Financial Analyst
Northern Trust
08.2012 - 06.2014
MBA - Finance And Accouting
Dayananda Sagar Business School
Bachelor of Commerce - Commerce
Sri Venkateshwara University
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