DEEPIKA ZAWERIA
Regional Legal Manager
New Delhi,DL
Summary
Organized and solution-oriented Legal Regional Manager with 11+ years of industry experience. Skilled in optimizing workplace coordination for compliance with state law and regulatory requirements. Excellent analytical and problem-solving skills.
Successfully led teams to navigate complex legal frameworks and mitigate risks across various industries. Proven ability in strategic decision-making and conflict resolution, ensuring adherence to all regulatory standards.
Overview
11
11
years of professional experience
Work History
Regional Legal Manager
Godrej Capital Limited
05.2024 - Current
- Currently working with Godrej Capital Limited (GCL) as Regional Legal Manager looking after Business Legal of North India. Godrej Capital Limited (GCL) having two subsidiaries i.e. A. Godrej Housing Finance Limited (HFC) handling home loans products B. Godrej Finance Limited (NBFC) handling products LAP, BLAP, Business Loan etc.
- Experience working in mortgage, handling mortgage disputes, and advising on mortgage law.
- Involved in Due diligence of various kind of properties allotted by different authorities of different states including Delhi / NCR , Rajasthan ,UP, PCH , Uttrakhand (North Zone) in order to fund the properties and creating Registered or Equitable mortgage in favor of the company.
- Understanding of risk assessment and mitigation strategies for lenders and borrowers.
- Experience working with lenders, borrowers, and other stakeholders to facilitate mortgage transactions. Actively involved in strategic process of identifying, analyzing, and engaging individuals or groups (stakeholders) who can affect or are affected by a project or business, with the goal of building positive relationships, managing expectations, and ensuring successful outcomes by understanding and addressing their needs and influence.
- Preparing drafts such as Indemnity and declarations on case to case basis requirements.
- Motivated Team Leader with 11+ years of experience.
- Established strong relationships with external counsel, enabling efficient collaboration on complex legal issues and cost-effective services.
- Improved legal department efficiency by streamlining processes and implementing new case management systems.
- Enhanced communication within the legal department through regular meetings, progress reports, and open dialogue, fostering a collaborative and efficient work environment.
- Supported business development initiatives by analyzing relevant laws and regulations to ensure full compliance during expansion into new markets
- Played a crucial role in dispute resolution processes by effectively mediating conflicts between parties both internally and externally.
Senior Legal Manager
Edelweiss Housing Finance Limited
02.2022 - 01.2024
- Currently working with Edelweiss Housing Finance Limited (EHFL) as Senior Legal Manager looking after Business legal and litigation (SARFAESI) of North India.
- Involved in Due diligence of various kind of properties allotted by different authorities of different states including DDA, HUDA, GDA, NOIDA, Gr NOIDA, PUDA, JDA, UPSIDC, HSIIDC etc. (North Zone) in order to fund the properties and creating Registered or Equitable mortgage in favor of the company.
- Provide mitigates for any document which is not available in the chain of the property proposed to be funded by the company or coming as a security in lieu of finance facilities, considering the relevancy of the document on case to case basis.
- Assisting in recovery matters through SARFAESI process and litigation.
- Involved in Auction process after taking possession of the property.
- Preparing Indemnity and declarations on case to case basis requirements.
- Preparing Legal Notices, Reply of Notices etc. with day to day legal activities.
Senior Legal Manager
Kotak Mahindra Bank Ltd
11.2014 - 02.2022
- Worked with Kotak Mahindra as Senior Legal Manager and involved in the field of Mortgages in Home Finance Division, Working Capital Division and Loan against Property, RHBL etc.
- Involved in Due diligence of various kind of properties allotted by different authorities of different states in order to fund the properties and creating registered or equitable mortgage in favor of the Bank.
- Drafting and vetting of Written Statements, Legal Notices, Reply of Notices, Affidavits, undertakings basis sanction terms and conditions, Indemnities, Declarations from borrower, MOE, and all kind of consumer legal queries.
- To appear and conduct matters in various courts of Delhi, Noida and Ghaziabad.
- Provide mitigates for any document which is not available in the chain of the property proposed to be funded by the bank or coming as a security in lieu of finance facilities, considering the relevancy of the document on case to case basis.
- To handle all routine legal affairs.
- Additional knowledge of Loan Origination System (LOS) of the bank in order to complete the funding process.
- To complete the process of the bank within the prescribed TAT without fail.
- To manage transaction of the bank including handing over the cheque to the borrower and collection of original property chain and other documents in lieu of the same, for the purpose of creation of equitable mortgage in favor of the bank by deposition of title deeds.
- Well aware of the process to conduct CERSAI search of property prior to handing over of the banker’s cheque to the borrower in order to ensure that the property is free from any charge of any other bank or financial institution.
Education
LL.M. - Business Laws
NLSIU (National Law School of India University)
Bangalore01.2014
B.A., LL.B. (Hons.) - undefined
University School of Law and Legal Studies
New Delhi01.2011
Class XII - CBSE
Government Girls Senior Sec. School
Pitam Pura, New Delhi01.2006
Class X - CBSE
Sarvodya Vidhalaya
Saraswati Vihar, New Delhi01.2004
Skills
Understanding of risk assessment and mitigation strategies
Accomplishments
- Honored with Life supporting achievement appreciation certificate, organized by lions club
- First runner up in Ad- Mad competition, organized by Indira Gandhi institute of Technology, during academic year 2009-2010
- Actively participated in university week at NLSIU, Bangalore held in April 2013: Won Ad- Mad competition, play fest, fashion show, and came second in Eastern Dance (group)
Timeline
Regional Legal Manager
Godrej Capital Limited
05.2024 - Current
Senior Legal Manager
Edelweiss Housing Finance Limited
02.2022 - 01.2024
Senior Legal Manager
Kotak Mahindra Bank Ltd
11.2014 - 02.2022
B.A., LL.B. (Hons.) - undefined
University School of Law and Legal Studies
Class XII - CBSE
Government Girls Senior Sec. School
Class X - CBSE
Sarvodya Vidhalaya
LL.M. - Business Laws
NLSIU (National Law School of India University)
Extra-Curricular Activities
Participated in Indo-French Law Lectures by Surana & Surana at Guru Gobind Singh Indraprastha University, 2007-08-23 Participated in Philip C Jessup International Law Moot court Competition, organized by Surana and Surana in collaboration with GGSIPU, 2008-01-01 Participated in seminar organized by 'Cancer Legal Aid Society' at New Delhi, 2005-01-01 Attended 'Legal Literacy Program', organized jointly by Delhi Legal Service Authority, Patiala House Courts, New Delhi and Delhi Traffic Police, 2007-01-01 Participated in a day’s seminar on 'Right Based Approach to Disability and Development in the Light of the UN Convention' organized by National Legal Service Authority, 2009-03-21 Rapporteur for One Day National Conference on 'Advantages of Madrid Protocol' organized by MHRD Chair on Intellectual Property Right and CIPRA, NLSIU, 2013-07-31
Notice Period
2 months
Personal data processing
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