Devamrita Biswas

• Develop scope and define backlog items (Epic/Features/User stories) that guide the Agile software development team Gathering Requirement from Product Team, Initial Market Research for best Practice on webpage, Source Table and Formulation as per policy on Calculation & QC Testing for SAS Adaptiv Product
• Analyzed existing systems and processes, identified gaps and recommended improvements.
• Performed root cause analysis to determine underlying issues in complex problems.
• Prepared cost and benefit analyses to support decision-making regarding potential solutions.
• Conducted stakeholder interviews to understand user needs and preferences.
• Worked closely with clients to ensure their satisfaction with the delivered product or service.
• Determined opportunities to improve workflow by adding and modifying processes, revamping use cases for each initiative and creating new components for each functional area.

Product Functional Enhancements
• Risk UI: Customer experience enhancement Pre Deals Validation checker: Functionality that checks impact of a trade in portfolio before execution
• Risk UI: “Independent What If” analysis Assessment and Corrections – Testing of existing What IF impact on UI portal & check if required in future builds] as well as Submitting corrections from Sandbox
• Modular Schema Enhancement Project (OLAP/artiQ) : Functionality to break current artiQ/OLAP based schema into separate independent customizable modules

New Limits Enhancement Project (Market Risk) : Designed and Tested New Limits on :

Value-at-Risk Limits. These sensitivity limits are designed to restrict potential loss to an amount equal to a board-approved percentage of projected earnings or capital

Loss Control Limits. Loss control limits require a specific management action if a defined level of loss is approached or breached.

Tenor or Gap Limits. Tenor (maturity) or gap (repricing) limits are designed to reduce market risk by limiting the maturity and/or controlling the volume of transactions that matures or reprices in a given time period

Notional or Volume Limits. Notional or volume limits are most effective for controlling operational capacity and, in some cases, liquidity risk. Notional limits may be very useful for highly illiquid instruments, such as emerging market issues for which the frequency and volatility of price changes render Value-at-risk limits less useful

Options Limits: Limits specific to option exposure should be established for any entity with sizable option positions. Such limits should consider the sensitivity of positions to changes in delta, gamma, vega, theta, and rho.

Product Concentration Limits. Product concentration limits may be useful to ensure that a concentration in any one product does not significantly increase the market risk of the portfolio as a whole.

Product Feature Enhancements
• Customer experience and UX enhancement [Multiple tasks monitoring enhancement to provide graphical timeline tracking of Parent and Child Task calculations run by User on UI] Redefining timeline definitions of current Parent and child tasks, Graphical Representation on x-axis of various tasks with Timelines as dynamic values
• Customer Security Improvement on UI basis access roles on respective dimensions [Improvement in security functionality of Risk UI basis user roles allocated with a Chinese Wall in each calculation views. Product Ambassador for the product internally and externally and as the primary contact for queries related to the product (Adaptiv Analytics Products)

Lead planning and review of AGILE Sprints meetings to communicate feedback on development achievements.

Clients (Investment Banks) Query handling regarding Functionality usage and feedbacks through Jira User stories, testing or customization vis a vis Schema changes, script modification (XML, JSON, PS, CMD) or taking up new Responsibilities:

· Gather and analyse requirement into user stories, prepare BRD, FSD and assign to Developers with the help of Jira.CreatedFunctionalSpecifications Document(FSD)for newregulatorychangestobeimplemented inACM.

· Preparetestcases, Flow diagrams andvalidated with databeforepass themtoTestingteam.

· Interacted with Business users to gather requirements based on CCAR Regulation for Financial Statements, Interest Rate, FRY9C, Credit Ratings, and Investment Securities.

Responses to RFPs and RFIs by understanding the clients’ requirements and bridging the gap by addressing their pain points.
• Part of the Business Development team in the Artificial Intelligence & Analytics division of Cognizant Digital Business
• Managing Request for Proposal (RFPs) and Request for Information (RFIs) in the Insurance domain for Traditional Data Management Solutions
• Bid Manager on multiple deals, encompassing several geographies and deal values
• Key Responsibilities include Stakeholder Management, End-to-End management of assets used within bids and Development of critical collaterals for use in client meetings and conversations
• Product Testing for Implementation
• Analyze the product on day to day and Periodic basis for continuous and constant improvement and make it more user-friendly

· Manageand guideo ther BAs in team.

· Investigation and validation of Credit Enginemigrating feeds with preparing specificationdocument.

· Analysis and Logic verification of attributes for Securities and Party Data. APAC division andindividual legal entity reports covering current potential credit exposures across the trading andlending portfolios. These reports are used to support RMC/CRO in understanding key exposures and risk profile of the bank under key scenarios analysis.

Implemented multiple functionalities across the regulatory risk domain like supporting calculation of RWA and capital requirements for Credit Risk, Counterparty Credit Risk, Leverage Ratio, Large Exposures, CVA charge and other related risks.

• Developed business process models to identify and document customer requirements.
• Documented test cases for validating system functionality against user requirements.
• Prepared cost and benefit analyses to support decision-making regarding potential solutions.
• Gather and analyse requirement into user stories, prepare BRD, FSD and distribute them to Developers team via appropriate Jira.Created Functional Specifications Document(FSD)for new regulatory changes to be implemented in ACM.
• Prepare test cases, Flow diagrams, Requirement Traceability Matrix (RTM) and validated with data before passing them to Testing team.
• Interacted with Business users to gather requirements based on CCAR Regulation for Financial Statements, Interest Rate, FRY9C, Credit Ratings, and Investment Securities.
• Analysis and Logic verification of attributes for Securities and Party Data.
• Create View sin Citi Risk Credit as per client requirement with proper filters.
• Prepare feeds specification documents for Citi Risk Credit. Data validation for pre UAT of CE Production and Citi Risk Credit feeds.
• Act as Scrum Master, coordinate all the Scrum events, and help to facilitate Scrum for the larger team by ensuring the Scrum framework is followed in an Agile project environment.
• Manage and guide other BA’s in team for better performance and results.
• Investigation and validation of Credit Engine migrating feeds with preparing specification document.
• RWA reconciliation and validation as per BCBS 239 regulation. Produced APAC division and individual legal entity reports covering current potential credit exposures across the trading and lending portfolios. These reports are used to support RMC/CRO in understanding key exposures and risk profile of the bank under key-scenarios analysis.
• As being project lead, accountable for end-to-end delivery of book of works within the assigned project for regulatory reporting and a single point of contact for all stakeholders.
• Expert in calculation of EAD,RWA, Asset Classification,and Collateral Allocation along with computation of CAD (Capital Adequacy Ratio) in compliance with Base III guidelines using different approaches like standardized and FIRB/AIRB for regulatory reporting requirement.
• Provide indicative estimates of VaR, PE, EPE profiles to Financial Accounting, RWA management and Front Office business teams when the risk engine fails to capture exposure profiles accurately, using advanced
• Documentation and presentation of the functionality to all the stakeholders in review meetings.
• Performed validations as a part of Unit Testing,UAT,SIT and Release Testing
• · Analyzed any breaks/ defects in regulatory calculations, based on supported regulations, as and when reported by clients.
• Consultation of processes and best practices on DG and DQ
• Identify and Implement Data Governance and DQ practices within client environment
• Identify business rules and conversion to technical rules
• Set up of Data Governance tools including Informatica Axon and EDC as well as establish interactions between Axon and EDC as required.
• Invoved in BRD, FSD, Business Process Modelling,Data flow Diagrams and Process flow diagrams.
• · Worked closely with Enterprise Data Warehouse team & BusinessIntelligenceArchitectureteam,tounderstandrepositoryobjectsthatsupportstheBusinessRequirementandprocess.
• Lead Business Intelligence (BI) reports, development efforts by working closely with Microstrategy,Teradata,ETLteams.PlayedaleadingroleintheefforttorolloutnewRetekModulessuchasRDFtotheorganizationandtoupgradeexistingmodulesasnewversionsreleased.
• Implemented Business logic, data lineage mapping, traceability for Dodd Frank Regulatory Reports: Monthly Quarterly FRY14, Quarterly reports (FFIEC031, FFIEC041,FRY-9LP, FRY-9C). Run and process report using Axiom Controller View tool to view output of FFIEC031, FFIEC041 and FRY14M/Q Forms. Helped team in CRR capital and liquidity calculation.
• Prepared Test plans which includes introduction, test-scenarios, test-cases, strategies, test-schedules, QA-team's role, test Deliverables etc.
• Created test data according to Axiom Mapping logic and Filtration logics of FFIEC031, FFIEC041as per required schedules A, A2,A7, A9.
• Responsible for writing test cases to cover quality assurance using Test detector.
• Designed,Developed Use-cases, Activity diagrams and sequence diagrams using UML.
• Established Requirement Traceability Matrix using Rational Requisite Prototrace completeness of requirements indifferent SDLCstages.
• Assume role as Technical business analyst in capturing business process and system requirements. Documenting the processes in developing a detailed Impact Assessment across all projects and stakeholders.
• Involved in Python Coding for Machine Learning Development Project and helps analyzing requirements.
• Extracted data, manual insertion and updating of entry of regular Transaction using SQL Query
• Acts as a liaison between Nearshore team and Business as well as Developer and Executed Test plans and fixing defects. Create and update Change Request documents as well as SRS regularly.
• Experience gathering and documentation of requirements, acceptance criteria and other artifacts using the SDLC application in Service Now.
• Knowledgeable in configuring, administering Service Now application and building customized application as well as help in Experience creating/running, publishing/sharing report for different modules on Service Now using established KPls.
• Helps in creating, reviewing and updating test cases, test script, use cases and mock ups.
• Perform QA testing impersonating PO, Service Owners and End Users to perform User Acceptance Testing in UAT during the Software Development Life Cycle.