Dhanashree Tanaji Ghadge
Pune
Summary
I want to succeed in a challenging environment, building the success of the company. Takes on challenging new role harnessing interpersonal skills, collaboration and problem-solving. Driven to deliver high-quality service and consistent results.
Overview
7
7
years of professional experience
2
2
Certifications
1
1
Language
Work History
Senior Analyst
Tech Mahindra, Scotia Bank
Pune, India
05.2022 - Current
- US)
- Analyse the risk associated with the client through periodic reviews
- Dealing with the different types of entities like government entity, private companies, public companies
- Performed Enhanced Due Diligence on customers deemed high risk, and suggested account restrictions and/or account closures based on risk to the institution
- Perform Screening for any Negative News and PEP involvement
- Also focus on the client money transaction and analysis weather it is related to the business or not
- Work on tools like Fenergo, CRR, iManage
- Migrate all Types of Risk customer (Low, Moderate, High) into Fenergo
- Calculate Risk with the help of CRR (Customer Risk Rating) tool
- Check for Full Legal Name (and Name Change Proof if any), Registry, Tax Document, Annual Report, Trading Name (if any), Negative News, PEP, Sanctions, NOB, UBO, Entity Listing Proof.
Analyst
International Business Machines (IBM)
Pune, India
09.2021 - 05.2022
- (Know Your Customer) (Barclay - UK)
- Verification, authentication of documents and information obtained by the customer
- Reconciling data as per system & information provided by client (Customer Response Form - CRF)
- Working on tools like Salesforce, SOF, Fullserve, Companies House, SRS and EDOCS
- Dealing with Sole Trader, Partnership and Limited Companies
- For some mismatch or missing information, we send repair to Repair team
- Special focus on Full Legal Name, Country of Incorporation, Trading Address, Nature of Business (NOB), Turnover, Foreign Trading Account, Source of Funds, PEP, CDD, eCDD
- If SOF score is more then 11, special checks done and make separate report along with regular process
- To verify Board of Directors, Ultimate Beneficial owner for Limited Companies
- Automatic Data Processing (ADP)
Reconciliation
Automatic Data Processing (ADP)
Pune, India
10.2018 - 02.2021
- Calling & E-mailing Vendor's for monthly bills every month
- Solving clients query (Chatting & E-mail)
- Downloading Bills from Vendor web site & clean copies from WFN
- Preparing Invoice Reconciliation, Consolidated Bill, Discrepancy Report for all Clients & Vendors
- Ensure all payments are documented &approved before payment is made
- Performing semi-annual bills.
Tata Consultancy Service, TCS
06.2016 - 09.2018
- KYC: (Know Your Customer) (HSBC - UK)
- Was working as an Analyst and later as a Quality Checker (QC)
- Verification, authentication of documents and information obtained by the account holder
- Reconciling data as per system & information provided by account holder
- To identify Sanctioned Countries and Negative alert reviews, CDD and eCDD screening
- To check if the account holder is PEP (Politically Exposed Person) or UBO (Ultimate Beneficiary Owner)
- Review Negative News Search from client searching tools (BMM)
- Reviewing Financial details to identify SOF/SOW
- Sending repair letter/mail to customer to obtain missing information
- Sending Exit letter/mail to customer if information mismatch or partial response received
- Initiating Closure of account, sending query to FCC team for any fraud or unusual activity found in the account
- For some mismatch or missing information, we send letter to customer asking information within 14 days
- If customer doesn't response, we exit the customer
- Strengths:
- Flexible
- Co-operative
- Time management
- Ability to work under pressure
- Decision making
- Self-motivation
Education
B.Sc - Botany
Solapur University
Solapur, MHSkills
Team player
Excellent time management
Decision making
Flexible
Excel (Basic)
Certification
MSC-IT.
Timeline
Senior Analyst
Tech Mahindra, Scotia Bank
05.2022 - Current
Analyst
International Business Machines (IBM)
09.2021 - 05.2022
Reconciliation
Automatic Data Processing (ADP)
10.2018 - 02.2021
Tata Consultancy Service, TCS
06.2016 - 09.2018
B.Sc - Botany
Solapur University