Summary
Overview
Work History
Education
Skills
Accomplishments
Academics
Corporate Projects
Personal Information
Timeline
Hi, I’m

Digjoy Bhowmick

Seasoned Banker With 12 Years Of Experience In Retail Branch Banking ( 6 Years Of Vivid Experience As Branch Manager)
Kolkata
Digjoy Bhowmick

Summary

To excel and Grow as a banker .Have expertise in all segment of retail branch banking starting from teller, welcome desk , Trade FX , Non Resident business , Relationship management of Ultra HNI Clients , Assets , Team Handling as a BM starting from a 10 cr GL 6 man branch(1st assignment as a BM 6 years back ) to a 700 Cr GL branch ( present assignment as a BM ) .


My total experience as a Branch Manager is of 66 months as on June , 2024 and presently handling the Flagship Branch of IDFC FIRST BANK East .

Overview

12
years of professional experience
4
Languages

Work History

IDFC FIRST Bank
Kolkata

Branch Manager
06.2020 - Current

Job overview

  • Presently handling the Flagship branch of IDFC First Bank East (Aprox 650 cr - 700 cr GL )
  • Qualified for all 3 foreign contests in IDFC First Bank
  • Did a branch GL Growth of 280 cr in last 28 months in my previous assignment (Salt Lake sector 2 branch || present branch GL 418 Cr) basic which elevated to the flagship branch of IDFC east
  • In my first assignment with IDFC as a BM took Garia branch GL to 75 Cr from scratch in only 9 months from branch launch and made the branch profitable too
  • Have been one of the best performing BM in CASA, Asset, LI, resource level productivity and all other parameters MoM and YOY in east
  • As a BM elevated one of highest numbers of resources to next level from team.

YES Bank
Kolkata

Branch Manager
01.2019 - 05.2020

Job overview

  • Qualified for all ISTP in SINGAPORE, SPAIN, DUBAI, SWITZERLAND
  • MACAU, MOSCOW, CRUISE and PRAGUE basis achievement in last eight quarter
  • Taken Branch Liability Book size to 48.5 cr from 16 Cr in last eight months
  • Made VIP Road branch the best performing branch of east in terms of both operations and sales in last 8 months
  • Made every resource of the branch qualify for all contests in last 8 months
  • Highest and consistent INCENTIVE earner in all quarters
  • Highest award winner from east at local level at all award ceremony
  • Always maintained best possible GOAL SHEET rating in all quarters
  • Always rated 1(best possible rating) in all year-end Appraisals.

Yes Bank Ltd
Kolkata

Senior NR Relationship Manager
10.2016 - 12.2018

Job overview

  • Use to manage HNI non resident clients of Yes bank


  • Use to be the highest incentive earner as a NR RM in east
  • Had done the highest insurance business for 3 consecutive financial year as a RM
  • Best rating in all FY as a RM

HDFC Bank Ltd
Kolkata

Preferred Relationship Manager
09.2014 - 09.2016

Job overview

  • highest incentive earner in cluster QoQ .
  • ESOP holder for 2 consecutive year
  • Part of HDFC talent pool for 2 consecutive year
  • Best rating throughout all FY
  • Developed strong rapport with clients by fostering trust, displaying empathy, and demonstrating commitment to their success.
  • Leveraged expertise in relationship management to retain valuable clients amidst competitive market pressures.
  • Enhanced client satisfaction with diligent attention to individual needs, proactive communication, and exceptional service.
  • Maintained up-to-date knowledge of industry trends and market conditions, providing informed guidance to clients on a regular basis.

HDFC Bank Ltd
Kolkata

Personal Banker
04.2012 - 08.2014

Job overview

  • Have started my journey in bank as a teller PB for 1 year followed by 18 months of experience as a PB sales .
  • Been the highest award winner in our cluster as a teller and PB sales .
  • Best rating in both the financial year .
  • Cross-sold bank products and services to meet customer needs and provide options.
  • Established new accounts for high net worth individuals and serviced existing accounts to maximize revenue.
  • Boosted sales of bank products through effective cross-selling and up-selling techniques.
  • Utilized strong interpersonal communication skills during client interactions, resulting in increased trust and fostering long-lasting relationships.

Education

EMPI Business School
New Delhi

Master Of Business Administration from Finance
03.2012

University Overview

South City Collage
Kolkata

B Com Honours from Accounting
03.2010

University Overview

Salt Lake Point School
Kolkata

ISC from Commerce
03.2007

University Overview

Salt Lake Point School
Kolkata

ICSE
03.2005

University Overview

Skills

MS Office

Accomplishments

Accomplishments

IDFC FIRST Bank, 06/2020, Present

  • Qualified for all 3 foreign contests in IDFC First Bank.
  • Did a branch GL Growth of 280 cr in last 28 months in my previous assignment (Salt Lake sector 2 branch || present branch GL 418 Cr) basic which elevated to the flagship branch of IDFC east.
  • In my first assignment with IDFC as a BM took Garia branch GL to 75 Cr from scratch in only 9 months from branch launch and made the branch profitable too.
  • Have been one of the best performing BM in CASA, Asset, LI, resource level productivity and all other parameters MoM and YOY in east.
  • As a BM elevated one of highest numbers of resources to next level from team

YES Bank, 10/2016, 05/2020

  • Qualified for all ISTP in SINGAPORE, SPAIN, DUBAI, SWITZERLAND.MACAU, MOSCOW, CRUISE and PRAGUE basis achievement in last eight quarter.
  • Taken Branch Liability Book size to 48.5 cr from 16 Cr in last eight months.
  • Made VIP Road branch the best performing branch of east in terms of both operations and sales in last 8 months.
  • Made every resources of the branch qualify for all contests in last 8 months.
  • Highest and consistent INCENTIVE earner in all quarters.
  • Highest award winner from east at local level at all award ceremony
  • Always maintained best possible GOAL SHEET rating in all quarters.
  • Always rated 1(best possible rating) in all year end Appraisals.

HDFC Bank, 04/2012, 09/2016

  • All 4 years of OUTSTANDING (the best rating possible) rating.
  • Have been a part of HDFC bank talent pool east for 2 consecutive year.
  • One of the highest incentive earner as a RM in Kolkata in FY 15-16 and FY 14-15.
  • ESOP holder on the basis of last 3 years performance
  • Have been a award winner in all past 3 years felicitation from HDFC east (total 24 awards and certificates in past 3 years)
  • Port Blair contest winner for extra ordinary performance on life insurance
  • Consistent and one of highest incentive earner in all quarters pan kolkata in my RM days.
  • Have been the key player in branch consistently for last 4 years.

Academics

Academics
EMPI Business School, 2010 - 2012, New Delhi, 70%, B.COM (H), Calcutta University, 62%, 2010, 12th, ISC, 78%, 2007, 10th, ICSE, 72%, 2005

Corporate Projects

Corporate Projects
  • BMA Wealth Creators ltd., 2 months, recruitment and business process in BMA
  • EMPI Indian express award, 1 week, innovation survey in Gujarat
  • Winter project, Unknown, Kolkata, the city of joy

Personal Information

Personal Information
  • Hobbies: Reading books, magazines (economist, the analyst, outlook business) and newspapers (economic times, business standard)
  • Date of Birth: 08/11/1988

Timeline

Branch Manager
IDFC FIRST Bank
06.2020 - Current
Branch Manager
YES Bank
01.2019 - 05.2020
Senior NR Relationship Manager
Yes Bank Ltd
10.2016 - 12.2018
Preferred Relationship Manager
HDFC Bank Ltd
09.2014 - 09.2016
Personal Banker
HDFC Bank Ltd
04.2012 - 08.2014
EMPI Business School
Master Of Business Administration from Finance
South City Collage
B Com Honours from Accounting
Salt Lake Point School
ISC from Commerce
Salt Lake Point School
ICSE

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Digjoy BhowmickSeasoned Banker With 12 Years Of Experience In Retail Branch Banking ( 6 Years Of Vivid Experience As Branch Manager)