Summary
Overview
Work History
Education
Skills
Certification
Projects
Languages
Websites
Additional Information
Timeline
Generic
DINESH KUMAR SUTHAR, FRM

DINESH KUMAR SUTHAR, FRM

Mumbai

Summary

Banking professional with 17+ years of experience in India and Germany, specializing in treasury, liquidity, and risk management. Experienced in cross-border regulatory projects and multicultural work environments.

Overview

17
17
years of professional experience
1
1
Certification

Work History

Head New Business | Marketing & Strategies

SBI DFHI Ltd
Mumbai
09.2025 - Current
  • Experience with sovereign and corporate bonds, with exposure to secondary market.
  • Strong analytical exposure to fixed-income pricing, yield curves, risk evaluation, and regulatory compliance.

Treasury Head

State Bank of India
Frankfurt
08.2020 - 04.2025
  • Led liquidity management, ensuring compliance with EU regulatory standards including LCR (Liquidity Coverage Ratio) and NSFR (Net Stable Funding Ratio).
  • Oversaw Asset Liability Management (ALM), optimizing balance sheet structure and funding strategy.
  • Identified, measured, and monitored structural risks in the banking book, including Interest Rate Risk in the Banking Book (IRRBB) with a focus on its impact on both regulatory capital and economic earnings.
  • Supervised money market and forex desk operations, including interbank placements, fund raising, and market positioning.
  • Managed and monitored investment portfolios comprising Level 1, and 2B assets, including government bonds in line with LCR and MaRisk requirement.
  • Supported the design of liquidity risk models, including maturity gap analysis, behavioral modeling, and cash flow forecasting under normal and stressed conditions.
  • Participated in management of SBI's global risk and liquidity framework in coordination with SBI's international branches in London, New York, Mumbai, HongKong and Singapore.
  • Prepared regular management and risk committee reports, providing insights on liquidity positions, market exposures, and funding strategy.
  • Managed ECB's TLTRO operations, Repos, including collateral submission and management.

Team Lead

State Bank of India
Mumbai
11.2008 - 08.2020
  • Served as Branch Head of a credit-intensive unit , managing export/project finance, mortgage lending, and full operational oversight with a strong focus on local regulatory compliance, credit risk, and business banking.
  • worked in SBI's Global Markets Division in Mumbai as a Treasury Officer & Relationship Manager, advising corporate clients on FX/IR hedging strategies, currency and interest rate derivatives, and macroeconomic insights.
  • Experienced in working with OTC and exchange-traded products for hedging exposures .

Education

Masters - International Business operations

IGNOU

Skills

Bloomberg and Reuters
Advanced Excel

Asset Liability management (ALM)

Liquidity ratios -LCR/NSFR (EU)
EU Regulatory frameworks

Certification

  • Financial Risk Manager (FRM), Global Association of Risk Professionals (GARP)
  • Award in Risk in Financial Services, CISI London

Projects

2022 - 2023, Supported system migration to ECB's consolidated platform with focus on liquidity reporting, ISO 20022 alignment, and real-time cash flow tracking. 

2021 - 2022, contributed to the LIBOR transition by assisting IT teams in adapting valuation models, updating internal documentation, and implementing changes required for a smooth migration to alternative reference rates (ARRs), with minimal impact on treasury operations and reporting frameworks

Languages

  • English, Full professional proficiency
  • German, A2 level (Goethe-Institut certified); currently pursuing B1 to enhance professional communication

Additional Information

Additional Information

  • Previously held EU Blue Card (till April 2025), worked in Frankfurt Aug 2020- April 2025
  • Available to relocate within a three-month notice period
  • Visa sponsorship required; familiar with the Blue Card process and German employment procedures
  • Comfortable working in multicultural teams, with knowledge of German professional culture

Timeline

Head New Business | Marketing & Strategies

SBI DFHI Ltd
09.2025 - Current

Treasury Head

State Bank of India
08.2020 - 04.2025

Team Lead

State Bank of India
11.2008 - 08.2020

Masters - International Business operations

IGNOU
DINESH KUMAR SUTHAR, FRM