Dinesh Karthik M
Chennai
Summary
A professional & result-oriented graduate committed to successfully manage multiple priorities and perform under pressure in fast-paces & rapidly changing environment for a long run. I intend to provide world-class solutions that will facilitate the accomplishment of my Organization's corporate goals, with a passion for excellence and professionalism. I am a self-motivated person who can adapt myself in any kind of working environment and am also able to work under supervision of my mentor and bosses.
Overview
9
9
years of professional experience
2013
2013
years of post-secondary education
2
2
Languages
Work History
SME - Relationship Manager
Kotak Mahindra Bank
08.2020 - 09.2022
- Agri SME – Commercial Banking Handling existing Agri SME clients with book size of 90 crs.
- Managing and servicing by the way of enhancement, renewal and day to day transaction.
- Tracking daily delinquency and recovering the dues on dates.
- Onboarding NTB working capital Agri SME client with limit size from 2 crs to 50 crs.
- Generating leads from branch and cross sell through DSA and by the way of direct calls.
Portfolio Relationship Manager
Kotak Mahindra Bank Ltd
02.2018 - 08.2020
- Working Capital - Consumer Banking
- Handling working capital Portfolio of 70 Books ranging right from Rs.30 lakhs to Rs.8 Crores and New client acquisition to increase sales of the products
- To maintain client relationships ensure implementation of Sales and to minimize early delinquencies by being in constant touch with the customer post loan disbursal and work towards resolving all queries
- Agri SME - Commercial Banking
- Handling existing Agri SME clients with book size of 90 crs
- Managing and servicing by the way of enhancement, renewal and day to day transaction
- Tracking daily delinquency and recovering the dues on dates
- Onboarding NTB working capital Agri SME client with limit size from 2 crs to 50 crs
- Generating leads from branch and cross sell through DSA and by the way of direct calls
Relationship Manager
YES Bank Ltd
05.2016 - 02.2018
- Role of giving Working Capital loans to SME Clients under the department - SBB
- Generating leads by direct calls, Branch Leads, cold calls, Customer visits through appointments
- To handle operations like Sales, Credit and Relationship management
- Analysis of the financial statements and proposing the Limits
- Team management through DSAs, Connectors and Branch team
Credit Process Associate
Veeraraghavan & Co.
12.2014 - 04.2016
- Financial and business data inputting, handling and analyzing for YES Bank Ltd (Emerging Business Banking)
Credit Process Associate
Ivangel Sales and Services Pvt Ltd
01.2014 - 12.2014
- Financial and business data inputting, handling and analyzing for Kotak Mahindra Bank Ltd (Loan Against Property)
Education
UG-B.Com -
THIRUTHANGAL NADAR COLLEGE
Chennai, TNXII - undefined
OUR LADY'S MATRICULATION HR.SEC SCHOOL
Chennai, TNX - undefined
DON BOSCO MATRICULATION SCHOOL
Chennai, TNSkills
Portfolio management
Credit assessment
Customer service
Time management
Accomplishments
- Kotak Mahidra Bank Ltd - Annual Trade & Forex Awards FY 18-19 for the Best Portfolio Relationship Manager - WCG, Highest TFX Income Achievement.
- Yes Bank Ltd - FY23-24 Awarded Top RM for the Chennai region for cross sell of third party products.
Technicalexperience
Microsoft office 10, Word 10, Excel 10, PowerPoint 10, Type writing lower, Tally.Erp 9 (GAP course)
Otheractivitiesandachievements
- Effective communication and interpersonal skills
- Effective use of initiative
- Good leadership qualities
- Self-motivated and target oriented
- Integrity transparency and honesty
- Excellent listening abilities
- Excellent time management skills
- Good understanding of the importance of purpose for and methods involved in adding value to people
Otherinterestshobbies
- Playing football
- Drawing
- Dancing
- Information and Communication Technology
- Surfing internet learning new things every day
Personal Information
- Date of Birth: 08/06/92
- Marital Status: Single
Scholasticrecord
- UG-B.Com, THIRUTHANGAL NADAR COLLEGE, SELAVAYAL, Chennai, Tamil Nadu, 600051, 2013, 60%
- XII, OUR LADY'S MATRICULATION HR.SEC SCHOOL, ERUKANCHERRY, Chennai, Tamil Nadu, 600118, 2010, 75%
- X, DON BOSCO MATRICULATION SCHOOL, KANADASAN NAGAR, Chennai, Tamil Nadu, 600039, 2007, 62%
Timeline
SME - Relationship Manager
Kotak Mahindra Bank
08.2020 - 09.2022
Portfolio Relationship Manager
Kotak Mahindra Bank Ltd
02.2018 - 08.2020
Relationship Manager
YES Bank Ltd
05.2016 - 02.2018
Credit Process Associate
Veeraraghavan & Co.
12.2014 - 04.2016
Credit Process Associate
Ivangel Sales and Services Pvt Ltd
01.2014 - 12.2014
XII - undefined
OUR LADY'S MATRICULATION HR.SEC SCHOOL
X - undefined
DON BOSCO MATRICULATION SCHOOL
UG-B.Com -
THIRUTHANGAL NADAR COLLEGE
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