DIVYANSH SHARMA
Mumbai
Summary
I am potentially skilled and highly motivated person for the job role which includes the testing of financial skills. Looking out for an opportunity where I can challenge potential and strive to learn new concepts with high interest. I am able to work well in both a team environment as well as individually.
Overview
8
8
years of professional experience
1
1
Certification
Work History
Manager - Home Loans
HDFC Bank
03.2023 - Current
- Specializing in credit appraisal of Resident and NRI cases and deciding on various norms related to credit appraisals (ROI, tenure and conditions.)
- Assessing creditworthiness of customers based on job profile, employment checks and CIBIL based checks.
- Maintained positive customer relations by addressing problems head-on and implementing successful corrective actions.
- Handling team as captain, ensuring team achieves targets and is on track.
- Thrives in high pressure & time - sensitive environments as we have to maintain TATs.
Associate Analyst
XL Dynamics Pvt. Ltd.
10.2020 - 02.2023
- Providing Underwriting services, Final Documentation of US based Mortgage Loans VA and FHA.
- Assess loan worthiness and review financial statements.
- Ensure that all loans is in compliance with federal, state and investor guidelines.
- Configure financial data and documents in ERP system.
- Performing verification as per process to determine authenticity of data.
Inside Sales Intern
Ascent Technology Consulting Inc
06.2020 - 09.2020
- Analyses user requirements performed impact analysis and generated system requirements.
- Reconciliation of financial and supporter data.
- Supervise and completeness of Business Resources Documents. (BRD's)
Financial Management Intern
IIFL Securities
04.2019 - 08.2019
- Trading (Fundamental and Technical analysis of Stocks and Indices.)
- Prepared project on Financial Performance of IIFL and Peer comparison.
- Spread Awareness regarding Capital and Money Market.
- Identified and solved complex problems impacting operations management and business direction.
Office Assistant
Varnoj Associates
04.2017 - 03.2018
- Automated office operations, managing client correspondence, record tracking and data communications.
- Maintaining records of medical examination of employees.
- Liaising with purchases for quick disposal of payments to firm.
Education
PGDM in Finance - Finance
ITM Business School
Navi Mumbai07-2020
Bachelor of Commerce - Commerce
Ss Jain Subodh Commerce And Arts College
Jaipur06-2017
Higher Secondary School - Commerce
Subodh Public School
Jaipur04-2014
Skills
- Performance Management
- Decision Making
- Leadership Skills
- Time Management
- Excel
- MS Office
Certification
Banking Credit Analysis Process
Languages
English
Hindi
Hobbies
- Horse Riding
- Travelling
- Cooking
- Cricket
Timeline
Manager - Home Loans
HDFC Bank
03.2023 - Current
Associate Analyst
XL Dynamics Pvt. Ltd.
10.2020 - 02.2023
Inside Sales Intern
Ascent Technology Consulting Inc
06.2020 - 09.2020
Financial Management Intern
IIFL Securities
04.2019 - 08.2019
Office Assistant
Varnoj Associates
04.2017 - 03.2018
Banking Credit Analysis Process
PGDM in Finance - Finance
ITM Business School
Bachelor of Commerce - Commerce
Ss Jain Subodh Commerce And Arts College
Higher Secondary School - Commerce
Subodh Public School
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