DIVYANSH SHARMA
Mumbai
Summary
I am potentially skilled and highly motivated person for the job role which includes the testing of financial skills. Looking out for an opportunity where I can challenge potential and strive to learn new concepts with high interest. I am able to work well in both a team environment as well as individually.
Overview
8
8
years of professional experience
1
1
Certification
Work History
Manager - Home Loans
HDFC Bank
03.2023 - Current
- Specializing in credit appraisal of Resident and NRI cases and deciding on various norms related to credit appraisals (ROI, tenure and conditions.)
- Assessing creditworthiness of customers based on job profile, employment checks and CIBIL based checks.
- Maintained positive customer relations by addressing problems head-on and implementing successful corrective actions.
- Handling team as captain, ensuring team achieves targets and is on track.
- Thrives in high pressure & time - sensitive environments as we have to maintain TATs.
Associate Analyst
XL Dynamics Pvt. Ltd.
10.2020 - 02.2023
- Providing Underwriting services, Final Documentation of US based Mortgage Loans VA and FHA.
- Assess loan worthiness and review financial statements.
- Ensure that all loans is in compliance with federal, state and investor guidelines.
- Configure financial data and documents in ERP system.
- Performing verification as per process to determine authenticity of data.
Inside Sales Intern
Ascent Technology Consulting Inc
06.2020 - 09.2020
- Analyses user requirements performed impact analysis and generated system requirements.
- Reconciliation of financial and supporter data.
- Supervise and completeness of Business Resources Documents. (BRD's)
Financial Management Intern
IIFL Securities
04.2019 - 08.2019
- Trading (Fundamental and Technical analysis of Stocks and Indices.)
- Prepared project on Financial Performance of IIFL and Peer comparison.
- Spread Awareness regarding Capital and Money Market.
- Identified and solved complex problems impacting operations management and business direction.
Office Assistant
Varnoj Associates
04.2017 - 03.2018
- Automated office operations, managing client correspondence, record tracking and data communications.
- Maintaining records of medical examination of employees.
- Liaising with purchases for quick disposal of payments to firm.
Education
PGDM in Finance - Finance
ITM Business School
Navi Mumbai07-2020
Bachelor of Commerce - Commerce
Ss Jain Subodh Commerce And Arts College
Jaipur06-2017
Higher Secondary School - Commerce
Subodh Public School
Jaipur04-2014
Skills
- Performance Management
- Decision Making
- Leadership Skills
- Time Management
- Excel
- MS Office
Certification
Banking Credit Analysis Process
Languages
English
Hindi
Hobbies
- Horse Riding
- Travelling
- Cooking
- Cricket
Timeline
Manager - Home Loans
HDFC Bank
03.2023 - Current
Associate Analyst
XL Dynamics Pvt. Ltd.
10.2020 - 02.2023
Inside Sales Intern
Ascent Technology Consulting Inc
06.2020 - 09.2020
Financial Management Intern
IIFL Securities
04.2019 - 08.2019
Office Assistant
Varnoj Associates
04.2017 - 03.2018
Banking Credit Analysis Process
PGDM in Finance - Finance
ITM Business School
Bachelor of Commerce - Commerce
Ss Jain Subodh Commerce And Arts College
Higher Secondary School - Commerce
Subodh Public School
Similar Profiles
KAMALA SUBRAMANIANKAMALA SUBRAMANIAN
Senior Vice President and Unit Head at HDFC Bank Limited, HDFC BankSenior Vice President and Unit Head at HDFC Bank Limited, HDFC Bank
Ramesh GollaRamesh Golla
Sr. Corporate Agency Manager at HDFC Life Insurance Company Limited (HDFC BANK)Sr. Corporate Agency Manager at HDFC Life Insurance Company Limited (HDFC BANK)
Aniketh MukherjeeAniketh Mukherjee
Deputy Manager at HDFC BankDeputy Manager at HDFC Bank