Divyashree M

• Leading AI inspection and valuation platform targeting ₹300–₹500 Cr annualized asset-backed financing volume.
• Building a B2B2C transaction orchestration layer for 25K monthly transactions at scale.
• Designing ML-driven pricing, fraud detection, and exception automation for a 60%–70% workflow reduction.
• Scoping a real-time data backbone for inventory, reconciliation, and settlements.
• Owning APIs and operational dashboards for valuation TAT, payouts, and exception control.

ACHIEVEMENTS

• Completed 0-1 discovery and partner alignment to replace 50% of manual assessments in the pilot phase.
• Delivered valuation POCs with a 35%–45% projected ops cost reduction.

• Developed LLM-powered personalised investment recommendation across 2M+ monthly active traders.
• Built AI-based stock discovery for 3,500+ instruments daily.
• Launched chart-to-trade execution reducing order latency by 50%.
• Partnered with Risk & Compliance for explainable AI systems.

ACHIEVEMENTS

• Increased monthly investment volume by 22% within 2 quarters.
• Boosted active web traders by 55%.
• Improved overall trade success by 11%.

• Led the AI underwriting platform for over 400,000 merchants and ₹1,200–₹1,500 crore in annualized loan throughput.
• Built LLM-based SMS cash flow extraction for 12–15 million messages per month at 92–94% accuracy.
• Led post-disbursal systems for a ₹2,000+ crore cumulative loan book.
• Scaled Loan Hub marketplace is improving discovery CTR by 18%–22%.
• Automated repayments with over 95% UPI Autopay coverage.
• Reduced manual ops in loan collecton by 40%+ through automation

ACHIEVEMENTS

• Delivered 24–28% YoY loan disbursal growth via real-time income assessment.
• Reduced missed EMI rate by 20–24% through UPI automation.
• Cut merchant complaint backlog by 85–90%.

• Implemented logistics automation systems, improving process efficiency by 35% across UK operations.
• Analyzed supply chain use cases and designed end-to-end system pipelines that reduced manual steps and improved data accuracy for daily logistics workflows.

Achievements

• Reduced manual processing time for logistics teams by 30%.

• Developed Android applications using Java and Flutter for both customer-facing (B2C) and ambassador use.
• Built B2C and B2B applications for vehicle lifecycle management and roadside assistance.
• Designed and launched the Roadside Assistance (RSA) module for both India and Singapore.