GANESHWARA RAO SUDANAGUNTA
Summary
Detail-oriented Associate Chartered Accountant (ACA) with expertise in credit underwriting, risk assessment, and financial analysis. Evaluated housing loan proposals and assessed borrower creditworthiness while managing credit risk and ensuring compliance with lending policies. Demonstrates strong analytical skills and effective stakeholder management in banking, finance, and professional practice settings.
Overview
8
8
years of professional experience
2
2
years of post-secondary education
Work History
Territory credit manager
Icici home finance
Hyderabad
01.2025 - Current
- Developed credit risk strategies resulting in minimized defaults.
- Evaluate borrower repayment capacity and assess credit risk.
- Managed credit assessments to determine loan eligibility for clients.
- Reviewed financial documents to ensure compliance with lending policies.
- Analyze financial statements, income documents, bank statements, and credit bureau reports.
- Ensured compliance with internal credit policies, RBI guidelines, and regulatory requirements, enhancing overall lending integrity.
- Recommend sanction/rejection decisions based on detailed risk assessment.
- Monitor portfolio quality and support collection and risk mitigation initiatives.
- Maintained turnaround time (TAT) and upheld customer service standards to improve client satisfaction.
Article Assistant
KUNDA & Associates
Hyderabad
09.2018 - 08.2021
- Conducted statutory audits to ensure compliance with regulations.
- Analyzed draft financial statements, ensuring accuracy in notes to accounts.
- Ensured compliance with statutory requirements and applicable accounting standards.
Paid Assistant
S JASWANTH & CO
ONGOLE
- Acquired in-depth knowledge of income tax 1961, ROC filing, and GST to enhance compliance and reporting accuracy.
- Managed complete accounting cycle, overseeing opening, posting, and closing books of accounts to ensure financial integrity.
- Conducted tax audit assignments for multiple clients
Education
CA Final -
ICAL INSTITUTE OF CHARTERED ACCOUNTANTS OF INDIA
Chennai, Tamil NaduMBA - Finance
Osmania Unviversity
Hyderabad 03.2021 - 06.2023
Bachelor of commerce -
Acharya Nagarjuna University
Guntur, Andhra PradeshINTERMEDIATE -
Venus Junior College
OngoleSSC -
Montessori High School
OngoleSkills
- Credit risk assessment
- Credit policy development
- Underwriting expertise
- Risk analysis
- Risk assessments
- Financial analysis
- Portfolio management
- Project management
- Accounting software
- Microsoft Office
- Strong decision maker
Disclaimer
I hereby declare that the above statements made are correct, complete and true to the best of my knowledge and belief., 09/17/24, Hyderabad, Telangana, S Ganeshwara Rao
Personal Information
- Date of Birth: 06/15/98
- Gender: Male
Languages
English
First Language
Telugu
Proficient
C2
Hindi
Intermediate
B1
Timeline
Territory credit manager
Icici home finance
01.2025 - Current
MBA - Finance
Osmania Unviversity
03.2021 - 06.2023
Article Assistant
KUNDA & Associates
09.2018 - 08.2021
Paid Assistant
S JASWANTH & CO
CA Final -
ICAL INSTITUTE OF CHARTERED ACCOUNTANTS OF INDIA
Bachelor of commerce -
Acharya Nagarjuna University
INTERMEDIATE -
Venus Junior College
SSC -
Montessori High School