Githika Vonkayala
Risk Analyst
Hyderabad
Summary
Senior Risk Analyst focused on identifying control gaps, quantifying exposure, and driving remediation across internal controls and customer-facing processes. Conducts root cause analysis on complaints,incidents and operational issues to prioritize fixes that reduce recurring risk. Supports decision-making with periodic risk reviews .
Overview
4
4
Languages
10
10
Certifications
4
4
years of professional experience
Work History
Risk Management(ERM)
KFinTech
11.2024 - Current
- SPOT Award for Data Access Governance
- Conduct periodic Enterprise risk assessments to evaluate risk exposure, ensure risk mitigation, and support informed decision-making
- Conducted periodic enterprise risk assessments to evaluate risk exposure and support informed decision-making through effective risk mitigation strategies.
- Executed risk-based control testing to assess the design and operating effectiveness of internal controls, identified control deficiencies through root cause analysis, and recommended actionable remediation measures to strengthen the overall control framework.
- Drove continuous improvement initiatives within the risk management framework through risk reporting, control rationalization, governance reviews, and stakeholder training, enhancing overall risk awareness and control maturity
- Facilitated enterprise-wide risk assessments and evaluated design and effectiveness of internal controls, providing risk-based recommendations to management that supported governance and compliance objectives.
- Drove continuous improvement initiatives within risk management framework through risk reporting, control rationalization, governance reviews, and stakeholder training, enhancing risk awareness and control maturity across the organization.
CRO(Customer Relationship Officer)
Bandhan Bank Ltd.
06.2022 - 11.2024
- Tasks
- - Managed banking operations for high-value customers, ensuring seamless transactions and high-quality customer service. Supported branch compliance in operations, conducted BG verification for clients, performed data verification, and maintained accurate financial transaction records.
- - Awards received: Best LI Business for the month of Dec and Feb 2023 of 5 lakh; Dealing with the safety of the customer sensitive data by adhering to standards laid by the RBI, KYC verification and credit worthiness of the customer.
Education
Masters of Business Administration - Financial Technology
Pondicherry University
Pondicherry04-2022
Bachelor of commerce (hons.) - Banking, e-Commerce, Investments, Accounting
Sri Sathya Sai Institute of Higher Learning
Anantapur04-2020
Skills
Regulatory compliance & audit support
Risk identification & assessment
Internal Audit & Controls testing
Root cause analysis
Enterprise risk assessment
Governance & Compliance
Planning & Decision Making
Financial reporting
Power BI
Microsoft Excel
Data visualization
Certification
SPOT Award (09/2025 - 09/2025)
WORK EXPERIENCE
SPOT Award for Data Access Governance, Awards received: Best LI Business for the month of Dec and Feb 2023 of 5lk
Timeline
Risk Management(ERM)
KFinTech
11.2024 - Current
CRO(Customer Relationship Officer)
Bandhan Bank Ltd.
06.2022 - 11.2024
Bachelor of commerce (hons.) - Banking, e-Commerce, Investments, Accounting
Sri Sathya Sai Institute of Higher Learning
Masters of Business Administration - Financial Technology
Pondicherry University