Summary
Overview
Work History
Education
Skills
Certification
Currentemployer
Languageslearning
Disclaimer
Languages
Personal Information
Numismatics & Philately, reading books
Timeline
Generic
Gowrishankar S

Gowrishankar S

Operations Risk Manager
Chennai,MH

Summary

Experienced Operational Risk Management Professional with 17 years of expertise in Lending Operations in the Banking and Non-Banking Financial Companies (NBFCs) sector. Skilled in analyzing risk metrics, conducting due diligence, performing risk assessments, and maintaining comprehensive risk management information systems (MIS). Adept at identifying potential risks and implementing effective strategies to mitigate them. Proven track record of ensuring compliance with regulatory requirements while optimizing operational efficiency.

Overview

18
18
years of professional experience
13
13
Certifications

Work History

Deputy General Manager - Business Operations

Cholamandalam Investment & Financial Services
06.2023 - Current
  • ORM, RCSA, Risk Register, Risk Index metrics, Risk MIS.
  • RMC, Steering Committee, Ops Risk Meeting
  • Risk management, Loan Disbursements, Quality Control, Documentation, Compliance, etc.

Senior Manager - Consumer Financing

Fenice Energy (SunEdison)
  • Due diligence, Risk Assessment, KYC
  • Climate financing, strategic partnership with lenders
  • Drafting Internal SOP, NDA & SLA with lenders

Deputy Operations Manager - Risk management

Nissan Renault Financial Services India Pvt Ltd
12.2014 - 08.2021
  • Risk Management - EWS, RCSA, Risk Register,
  • Risk Management Committee, Steering Committee, Credit Commitee
  • Wholesale Loan Operations, Dealer funding, Inventory funding, Risk Assessment, Due diligence.
  • Surprise Audits, Stock Audit
  • MIS - Ops Risk, Daily DPD MIS, Dealer Performance tracker, Insurance Tracker


Area Manager-Operations

Muthoot Fincorp ltd
  • Compliance of regulatory, starutory and internal policy requirements, SOP drafting
  • Surprise Audits, Branch visit

Branch In-Charge Operations

HDFC Bank
  • Wholesale Banking Operations, Disbursement of loans, KYC verification, Customer Due Diligence, Documentation.
  • Process Audit, Internal control, 5S sustainance
  • Retail Asset Products 2W, 3W, 4W, PL, BL, CV, CE, MF

Junior Officer

ADFC Pvt ltd
05.2006 - 01.2008
  • KYC verification & Customer Due Diligence, Documentation of Customer onboarding process

Education

Bachelor of Engineering - Electronics and Communication Engineering

K.S.Rangasamy College of Technology
05.2004

HSC - undefined

Railway Colony Higher sec School, Erode

SSLC - undefined

Sengunthar Higher Sec School, Erode

Skills

Operations Management

Quality Management

Operations Oversight

Analytical Skills

Interpersonal Skills

Workflow Planning

Certification

Executive Program in Financial Risk Management (FRM), IIM, Vizag

Currentemployer

Cholamandalam Investment and Finance Co Ltd

Languageslearning

Japanese (N5), Español, Français & Deutsch.

Disclaimer

I confirm that the information provided by me in this application form is complete and accurate.

Languages

English
Advanced (C1)
Tamil
Bilingual or Proficient (C2)
Hindi
Intermediate (B1)
Japanese
Beginner (A1)
Spanish
Beginner (A1)

Personal Information

  • Total Experience: 17+ years
  • Father's Name: M.Sundararajan
  • Notice Period: 3 months
  • Date of Birth: 01/01/83
  • Gender: Male
  • Nationality: Indian
  • Marital Status: Married

Numismatics & Philately, reading books

Have a collection of 3000+ stamps and coins and exhibited in various events.

Interest in self motivation and skills development books


Timeline

Deputy General Manager - Business Operations

Cholamandalam Investment & Financial Services
06.2023 - Current

Deputy Operations Manager - Risk management

Nissan Renault Financial Services India Pvt Ltd
12.2014 - 08.2021

Junior Officer

ADFC Pvt ltd
05.2006 - 01.2008

Senior Manager - Consumer Financing

Fenice Energy (SunEdison)

Area Manager-Operations

Muthoot Fincorp ltd

Branch In-Charge Operations

HDFC Bank

Bachelor of Engineering - Electronics and Communication Engineering

K.S.Rangasamy College of Technology

HSC - undefined

Railway Colony Higher sec School, Erode

SSLC - undefined

Sengunthar Higher Sec School, Erode
Gowrishankar SOperations Risk Manager