HARDIK DUBE
Bengaluru
Summary
Currently working as Product Consultant with Moody's Analytics, on Credit Risk Modules for leading banks in Europe, Middle east and SEA. Worked as a Business Analyst at Standard Chartered Bank previously, on Capital change management and data delivery projects . I have experience in implementing Risk calculation and reporting projects across multiple jurisdictions on an end to end basis. I liaise between developers and business stakeholders to drive meaningful results.
I graduated with an MBA in 2023, where I studied banking, corporate finance, business valuation, and financial modelling. Experienced at regulatory interpretation/analysis, data analysis, requirement gathering BRDs/ Gap analysis/ Impact analysis, FSDs, project & senior stakeholder management.
Regulatory Exposure: BCBS, PRA, EBA, MAS, HKMA, CBUAE and FED
Overview
3
3
years of professional experience
Work History
Associate Product Consultant
Moody’s Analytics
Bengaluru
08.2024 - Current
- Worked on implementation of Moody's solutions related to Risk Computation for major banks compliant with CBUAE, SAMA and EBA
- Assisting clients in the functional consultant capacity on their Regulatory capital requirement both calculation and reporting (COREP & FINREP)
- Requirement gathering and analysis, Change management , gap analysis w.r.t. change in regulations or bank's internal infra
- End to end product implementation , from onboarding , providing training , applying customisations and performing SIT and UAT
- Actively participate in enhancing our product suite and knowledge database(e.g. documentation review, feedback on products/ project methodology, etc.)
Specialist, Capital Change
Standard Chartered GBS
Chennai
05.2023 - 07.2024
- Worked on Basel-IV delivery for Credit Risk and Operational Risk for Standard Chartered Bank
- Involved in Business Analysis, Project Definition & Design, Testing, Process Review & Enhancements, Implementation, Maintenance & Monitoring, and Stakeholder relationship management
- Analysis of new data sourcing to support ETL design and development
- Gathering Business Requirements (BRD) and Functional Specifications (FSD) for credit risk focusing on updates in Standardized and Internal Rating Based (IRB) model, Credit Valuation Adjustment (CVA), and Counterparty Credit Risk (CCR) portfolios
- Assessed the impact to key risk indicators/risk metrics like EAD, RWA, Regulatory Capital (RGC) submitted by the bank
- Ensured business analysis, performed data & user acceptance testing (DAT & UAT), implementation, and successful handover to the production team.
Education
MBA - Finance
Great Lakes Institute of Management
04-2023
B. Tech -
Vellore Institute of Technology
05-2021
Skills
- Product implementation
- Knowledge on Capital metrics - PD, EAD, RWA
- Analyzing and interpreting data
- Stakeholder management
- Change management
- Managing regulator client relation
STRENGTHS
Management and Leadership
- Project management, handling external & internal stakeholders, effective communication skills.
Strategic/Planning, Business Analysis and Development, product development and implementation.
Problem Solving
- Ability to train and troubleshoot business issues, cater to business user queries, transfer of product knowledge. Change Implementation and Management.
Timeline
Associate Product Consultant
Moody’s Analytics
08.2024 - Current
Specialist, Capital Change
Standard Chartered GBS
05.2023 - 07.2024
MBA - Finance
Great Lakes Institute of Management
B. Tech -
Vellore Institute of Technology