Hari Krishnan R

· Conducted thorough due diligence for corporate clients, verifying documentation, and conducting risk assessments to ensure compliance with AML and KYC regulations.

· Collaborated with compliance teams to develop and implement enhanced due diligence protocols, reducing compliance risks.

· Analysed client data to identify trends and potential suspicious activities, contributing to proactive financial crime prevention efforts.

· Maintained accurate and detailed records of client interactions and KYC processes, ensuring comprehensive audit trails.

· Handling sanctions screening, adverse media monitoring, and UBO identification.

· Managing reviews (PRR/TRR) of high-risk, high-profile clients for both individual and corporate/business banking clients (UAE).

· Performing due diligence reviews of high-risk rated clients.

· Performing due diligence for PEPs and royal family clients.

· Performing transaction reviews.

· Performing sanction reviews.

· Identifying red flags and PEPs and reviewing.

· Engaging country heads and client experience heads for reviews and solutions.

· Interacting with RMs of priority clients and non-RM clients for problem-solving and reviewing clients' profiles.

· Making client calls to derive the detailed information required for TRR, PRR reviews.

· Performing an Arachnys search to identify adverse media news on high-profile clients.

· Performing name screening to identify the exact client information.

· Interacting with priority clients to understand their profiles and identify the risks they bring to the bank.

· Preparing the client's source of wealth and Internal Risk report (IR).

· Reviewing the credibility of the documents provided by the clients for Trigger, and periodic reviews.

· Preparing the Suspicious Activity Report (SAR) and Suspicious Transactions Report (STR), and reporting them to the sanctions advisory, Compliance, or CFCC governance.

· Reviewing and activating dormant accounts of high-risk and priority customers.

· Responsible for deriving Ecars transaction data and reviewing transactions.

· Reviewing and publishing the day-to-day MIS of all processes handled by the team to the country and CDD heads.

· Company Overview: A prominent financial services organization providing services across various banking sectors

· Transaction Processing (Retail Non-Resident & Citi Business): Non-financial transactions - Demographic changes, onboarding.

· Post account opening requests and online banking entitlements.

· KYC Refresh (Retail Non-Resident & Citi Business): Identify clients for KYC refresh by coordinating with compliance.

· Trigger communication to clients and follow-up action as per RBI guidelines.

· Update client responses based on KYC documents received.

· Screening (Non-sanctions & Sanctions): Perform screening for KYC updates, and disambiguate as appropriate.

· Highlight specific concerns in screening matches to AML compliance.

· FATCA CRS (Retail and Non-Resident): Review of clients leading to FATCA requirements.

· Update FATCA/CRS documents on banking systems, as applicable.

· Analyse processes and recommend improvement opportunities based on regulatory guidelines.

· Review of Forms Instructions related to audit review and submission.

· Oversight of audit reports and review with Team Leaders to address process gaps and suggest changes.

· Ensure that no operations risk loss due to errors or process gaps.

· AML/KYC India where was working in static data amendments and KYC Remediation process.

· Supplementary credit card management.

· Creating customer profile in the banks TP system.

· Was responsible for Placement and removal of Hard holds on credit cards.

· ICS Cyber security testing team for ONE MFA for all the applications across SCB.

· Preparation of Test cases and scenarios with help of Application Teams.

· Hands on Experience with JIRA, Confluence ICM, Ebbs, Putty, Secure, CCMS, Eops, Cards400, ICDE, RTOB Etc.

· Test management projects with Retail Banking Information Cyber Security.

· Handling Country queries on testing bank applications and communicating with the respective application team and stakeholders.

· Identifying process gaps and highlighting them to management teams.

· Reporting daily application testing status to product owners and management team.

· Helping the team visualize project scope and enhancements.

· Test management of ongoing Retail Banking Information Cyber Security projects.

· UAT - User Assessment Testing.

· UVT - User Verification Testing.

· Detailed project planning, management, and reporting for all application releases, including coordination with key application stakeholders, project team members, and country users.

· Reviewing test cases and manual execution on different device specifications.

· Preparing daily Defect reports for the project during UAT testing.

· Coordinating and running daily defect calls with country users and application teams to close defects.

· Following up with users to provide EOD testing status to product owners, stakeholders, and application teams.

· Conducting briefing calls with country users, explaining test cases, and answering queries.

· Coordinating with country users during UVT to ensure successful testing and mutual sign-off for applications.

· Responsible for sign-off from countries for both UAT and UVT forms of testing.

· Worked in different time zones during UVT.

· Supported project deadlines, receiving appreciation from heads, product owners, managers, client team heads, and the Global Head.