HARISH KUMAR M N
Regulatory Analyst
Bangalore
Summary
Aspiring to secure a dynamic role in the Financial Services sector, where I can leverage my 11+ years of professional skills and educational background to drive organizational growth. Eager to contribute to the BFSI domain while continuously enhancing my expertise and aligning with the company’s strategic objectives.
Overview
14
14
years of professional experience
6
6
years of post-secondary education
3
3
Certifications
Work History
Analyst
HSBC Electronic Data Processing Center
Bangalore
06.2022 - Current
- Extensive knowledge of Title VII-Dodd Frank Act, QFC, MRUD, BCBS Margin Rules, Canada Trade Reporting regulations.
- Managed requests assigned in a timely and accurate manner, contributing towards positive client experience of the end-to-end regulatory process.
- Took ownership of regulatory related issues Ex: DFA, MRUD, Canada trade reporting and liaising with the wider regulatory function for resolution.
- Collaborated with trading desks, counterparties, and relationship managers to investigate, analyze root causes and resolve discrepancies with regards to post trade exceptions of OTC Derivatives in timely manner to ensure accurate reporting.
- Conducted end-to-end UAT and BVT Testing for internal application (RDS) to ensure functionality, performance, user satisfaction and identified, documented, tracked defects, providing detailed reports to developers and stakeholders.
- Preparing Flow charts for pulling internal reports and creating data control logic using Alteryx tool.
- Analyzing IHS Markit protocols, ISDA/CSA documents and Margin rules of Clients to check for adherence to regulations like DFA, QFC, MRUD, SBSD, SBS, EMIR etc.
- Assisted and supported Team Manager in submitting the NFA (Non-Financial assets) audit reports.
- Communicated key regulatory updates to internal key stakeholder in Global Banking and Markets Client Operations.
- Established robust post-trade control processes, actively monitored exceptions, and ensured adherence to agreed Performance Level Agreements (PLA).
- Developed a desktop instruction manual, weekly and monthly capacity reports, PQC (Primary Quality Control), and worldwide EOD reports (DIM).
Senior Analyst
Concentrix Daksh Services India Private Limited
11.2020 - 06.2022
- Verifying KYC documentation of the Retail/Corporate Clients to be on boarded/reviewed across 48 countries.
- Review of documentation for all entity types as per policy/jurisdiction for all KYC/CDD/EDD documentation and raising request for information/documents required and analyzing ownership structure.
- Performing checks in D&B, Creditsafe, world checks, LexisNexis and negative researches for checking PEP, Adverse news, CDD (Customer Due Diligence) and sanctions for freelance and corporate accounts.
- Mentored junior analysts, fostering professional development while enhancing overall team performance.
Assistant Manager
IDBI bank ltd
07.2015 - 05.2020
- Worked with internal team as an end user side for conducting UAT for implementation of Finacle 10x migration project handled by Infosys.
- Having in depth knowledge and experience in banking products like Home Loans, Car Loans, Mortgage Loans (LAP), Personal Loans, SME Loans, Agri Loans, Current Account, Saving Account & Corporate Accounts
- Carrying out credit analysis, risk assessment, appraisal and documentation of Loan products and Audit on a monthly basis.
- Responsible for collections, delinquency, PDD monitoring and NPA management for all Loan accounts.
- Handled statutory audit of loan portfolio through timely updating of data, responding and resolving of statutory audit IAD Module - Internal Audit Dept for the entire branch.
- Adherence to KYC, AML & FATCA guidelines with respect to loan files and carrying out Periodic KYC reviews on risk-based schedule and monitoring the daily transactions to prevent AML & fraud.
Business Analyst
SOCIETE GENERALE global solution centre
08.2011 - 08.2012
- Carried out pre-production Data refresh activities as part of 18 Application maintenance before the European markit opens.
- Worked on SQL for extracting reports on the status of Application performance.
Education
B.E - ECE
Bangalore Institute of Technology
Bengaluru 06.2007 - 08.2011
II PUC -
Krupanidhi PU College
05.2005 - 05.2007
10th STD - undefined
Kendriya Vidyalaya Hebbal
Skills
- Basic SQL
- Alteryx
- Qlik sense
- Operating Systems- Windows
- MS Word, MS Excel, MS PowerPoint, MS Office
- Power BI, MS Visio, Tableau
Finacle 7, Finacle 10x
Certification
Completed certification on 'TABLEAU' from UDEMY.
Disclaimer
I declare that the information given above is true to the best of my knowledge.
Timeline
Analyst
HSBC Electronic Data Processing Center
06.2022 - Current
Senior Analyst
Concentrix Daksh Services India Private Limited
11.2020 - 06.2022
Assistant Manager
IDBI bank ltd
07.2015 - 05.2020
Business Analyst
SOCIETE GENERALE global solution centre
08.2011 - 08.2012
B.E - ECE
Bangalore Institute of Technology
06.2007 - 08.2011
II PUC -
Krupanidhi PU College
05.2005 - 05.2007
10th STD - undefined
Kendriya Vidyalaya Hebbal
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