With total 15 years of working experience of Working capital limits in both sales and credit. Also having sales experience in FMCG sector and tractor sales in Punjab, Haryana and Madhya Pradesh for 5 years.
Overview
16
16
years of professional experience
1
1
Certification
Work History
Assistant Vice President-Area Sales Manager
Axis Bank
09.2023 - Current
Managed working capital limits up to 50 Cr in secured and unsecured categories.
Explored government sponsored products such as PMFME, AIF, PMEGP, and Solar projects to enhance business opportunities.
Oversaw a team of 3 sales managers across Haridwar, Dehradun, and the entire Garhwal area of Uttarakhand, spanning 48 branches.
Area Credit Manager
Hdfc Bank
11.2015 - 09.2023
Supervised a team of 8 credit managers
Managed the portfolio and ensured timely sanctions for Working Capital Limits, KCC, and government-sponsored products such as PMFME, PMEGP, AIF
Previously working as a credit analyst looking for the assessments of mortgages loans of 10 Cr.
State Head
Sonalika Agro Industries, syngenta India Ltd, Cargill India Pvt ltd
12.2009 - 10.2015
State Head – Sonalika Agro Industries (Tools and Implement Division)
Location: Hoshiarpur, Punjab | Area of Operations: Madhya Pradesh & Chhattisgarh | HQ: Bhopal
Oversaw sales and operations across two major states, managing dealer networks and driving growth in the agricultural tools segment.
Territory Manager – Syngenta India Ltd (formerly Devgen Seeds and Crop Technology Pvt. Ltd)
March 2013 – March 2015 | HQ: Rewa, Madhya Pradesh
Handled seed sales and crop solutions in the assigned territory, working closely with channel partners and farmers to promote Syngenta's offerings.
Territory Manager – Rasi Seeds Pvt. Ltd
May 2012 – March 2013 | HQ: Khargone, Madhya Pradesh
Managed seed distribution and farmer engagement activities in the region, contributing to the company's outreach and revenue targets.
Sales Officer – Cargill India Pvt. Ltd
Dec 2009 – June 2011: Based in Ropar, handled sales in Northern Punjab and parts of Himachal Pradesh
July 2011 – April 2012: Relocated to Gurgaon HQ, continuing operations management for the same region
Focused on expanding market penetration and distributor relationships for Cargill’s agri-products.
Education
MBA/PGDM -
MITCON Institute of Management
01.2010
B.Sc - undefined
Govind Ballabh Pant University of Agriculture and Technology
01.2008
12th - English
CBSE
01.2003
10th - English
CBSE
01.2001
Skills
Business Development
Management
Accounting
Sales
Financial Analysis
Finance
Certification
credit skill for bankers certification
Languages
ENGLISH
HINDI
PUNJABI
Timeline
Assistant Vice President-Area Sales Manager
Axis Bank
09.2023 - Current
Area Credit Manager
Hdfc Bank
11.2015 - 09.2023
State Head
Sonalika Agro Industries, syngenta India Ltd, Cargill India Pvt ltd
12.2009 - 10.2015
B.Sc - undefined
Govind Ballabh Pant University of Agriculture and Technology
12th - English
CBSE
10th - English
CBSE
MBA/PGDM -
MITCON Institute of Management
Extra curricular
National Youth parliament winner from G.B.Pant University.
Winner of All India Kabaddi tournament in Bangalore.