Summary
Overview
Work History
Education
Skills
Websites
AWARDS & RECOGNITION
Timeline
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HARSHAL GAUR

HARSHAL GAUR

Summary

Growth-oriented business leader with 9+ years of experience driving fintech expansion, global partnerships, and high-risk payment innovations across iGaming, Crypto, Forex, and Cross-Border Trade. As Chief Business Officer at Payomatix, I lead strategic growth, alliances, and market development across EU, MENA, and APAC, enabling secure, compliant, multi-rail payment ecosystems. I specialize in high-risk payments, international acquiring, Web3 rails, cross-border routing, and enterprise PoP (Payment Orchestration Platform) deployments. Recognized by Silicon India Magazine as one of India’s leading marketing strategists.

Overview

12
12
years of professional experience

Work History

Chief Business Officer (CBO)

Payomatix Technologies
11.2024 - Current
  • Leading business growth and market expansion for a global payment technology provider enabling card processing, crypto payments, PoP, and cross-border infrastructure.


Key Responsibilities:

  • Lead global partnerships across gaming, forex, crypto, and high-risk sectors.
  • Drive commercial strategy and business development across EU, MENA, APAC.
  • Architect large-scale PayTech deployments for enterprises and government entities.
  • Strengthen global brand through thought leadership and international events.
  • Build compliant, frictionless, and secure ecosystems for high-risk merchants.


Major Strategic Deals & Achievements:

  • Raqmiyat (UAE): Exclusive technology partner for Payment Orchestration Platform integrated into partner banks.
  • Government of Dubai: Designed national PayTech ecosystem with unified PoP infrastructure (100M+ annual transaction commitment).
  • DMCC Dubai: Implemented PayTech orchestration layer for 24,000+ member companies.
  • Danube Properties: Built global real estate payment automation ecosystem; 1% Installment Plan automation.
  • Government of Jordan: National PoP + Web3 Payment Infrastructure offered free of cost under Fintech Innovation Program.
  • Government of Saudi Arabia (Vision 2030): Web3 settlement + national PayTech stack advisory.


Assistant Vice President – Marketing

CredFlow
12.2022 - 11.2024
  • Managed $15M+ annual advertising budget.
  • Generated 1 million+ Marketing Qualified Leads.
  • Executed product marketing for fintech SaaS across India.
  • Integrated mobile marketing via CleverTap, GupShup to boost retention & engagement.
  • Led a high-performing marketing team, improving pipeline and conversions.

Head of Online Marketing

Oxolloxo
08.2021 - 12.2022
  • Led omnichannel digital marketing across paid ads, affiliate, email & social.
  • Built web analytics-driven growth strategy & CRO funnels.
  • Led brand expansion across D2C platforms.

Director – Marketing & Strategic Planning

SocialVive
02.2017 - 07.2021
  • Founded and executed a performance marketing division managing 30+ team members.
  • Onboarded 25+ clients within 24 months, delivering 50+ successful projects.
  • Campaign success highlights:
  • Government Oil Co.: CPL < INR 5, 10k+ leads in 14 days.
  • Luxury Brand: ROAS 7.5x, 1M+ audience built.
  • Medical Tourism: 170% lead increase across 5 countries.

Senior Marketing Specialist

ReplIndia
08.2016 - 02.2017
  • Launched India’s first F&B loyalty app (acquired later).
  • Achieved 25k+ app installs, CPAI < INR 8.
  • Executed 50+ digital campaigns for luxury & enterprise brands.

CEO & Co-Founder

Valsh.com
02.2014 - 08.2016
  • Built an e-commerce platform supporting Indian artisans & handmade products.
  • Partnered with Snapdeal, Junglee; led brand expansion & social impact programs.

Education

B.Tech - Computer Science

Maharishi Markandeshwar University

Diploma - Computer Science

Maharishi Markandeshwar University

Skills

Payment Orchestration (PoP)

AWARDS & RECOGNITION

India’s Leading Marketing Strategist – Silicon India Magazine (2018), Speaker at Dubai FinTech Summit, FINNOVEX Middle East, Recognized for building PayTech ecosystems across UAE & MENA

Timeline

Chief Business Officer (CBO)

Payomatix Technologies
11.2024 - Current

Assistant Vice President – Marketing

CredFlow
12.2022 - 11.2024

Head of Online Marketing

Oxolloxo
08.2021 - 12.2022

Director – Marketing & Strategic Planning

SocialVive
02.2017 - 07.2021

Senior Marketing Specialist

ReplIndia
08.2016 - 02.2017

CEO & Co-Founder

Valsh.com
02.2014 - 08.2016

Diploma - Computer Science

Maharishi Markandeshwar University

B.Tech - Computer Science

Maharishi Markandeshwar University
HARSHAL GAUR