Himanshu Yadav
Lucknow
Summary
Dynamic Branch Development Manager at City Union Bank with expertise in credit analysis and risk assessment. Successfully managed a portfolio exceeding sixty crore rupees, implementing credit scoring models that enhanced approval efficiency. Proven team leader skilled in regulatory compliance and portfolio management, driving growth through strategic cross-selling initiatives.
Overview
6
6
years of professional experience
1
1
Certification
Work History
Branch Development Manager
City Union Bank
Kota
10.2019 - Current
- Sourced proposals and conducted initial screening of loan applications.
- Executed credit appraisals for working capital and retail loans.
- Evaluated financial statements, contacted institutions and customers for clarity.
- Analyzed applicant financial data and credit status to assess loan feasibility.
- Implemented credit scoring models to enhance credit approval efficiency.
- Managed proposal logging, post-disbursement processes.
- Mitigated risks through effective risk management strategies.
- Oversaw pre- and post-documentation, and compliance.
- Managed a portfolio of more than forty customers worth sixty crore rupees.
- Identified opportunities to cross-sell and up-sell banking products.
- Executing the KYC process for the customers.
- Led a team of five people.
Education
Master of Business Administration - BFSI
Bennett University
Greater Noida, UP, India06.2020
Bachelor in Technology - CIVIL
Babu Banarsi Das University
Lucknow, UP, India06.2017
Higher Secondary -
Shri Ayodhya Singh Memorial Inter College
Lucknow, UP, India03.2013
Secondary -
Shri Ayodhya Singh Memorial Inter College
Lucknow, UP, India03.2011
Skills
- Credit analysis
- Loan underwriting
- Risk assessment
- Regulatory compliance
- Portfolio management
- Team leadership
- Microsoft Excel
- Microsoft PowerPoint
- Microsoft Word
Certification
- Mutual Fund Distributors - (NISM-VA), 10/2019
- Securities Operations and Risk Management (NISM-VII), 10/2019
- IRDAI Certified
Accomplishments
- Awarded by the Managing Director of City Union Bank for annual target achievement, I achieved 125% of the business target.
Timeline
Branch Development Manager
City Union Bank
10.2019 - Current
Master of Business Administration - BFSI
Bennett University
Bachelor in Technology - CIVIL
Babu Banarsi Das University
Higher Secondary -
Shri Ayodhya Singh Memorial Inter College
Secondary -
Shri Ayodhya Singh Memorial Inter College
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