SHIVANI GARG

Nuh

Summary

Dynamic Credit Officer with a proven track record at City Union Bank, excelling in credit analysis and regulatory compliance. Adept at fostering client relationships and ensuring satisfaction, I leverage strong problem-solving and negotiation skills to drive successful loan disbursements and enhance financial reporting accuracy. Dedicated credit manager with high integrity and deep knowledge of the field bringing several years of related experience to support business financial needs. Specializing in credit administration. Highly-motivated employee with desire to take on new challenges. Strong work ethic, adaptability, and exceptional interpersonal skills. Adept at working effectively unsupervised and quickly mastering new skills.

Overview

years of professional experience

Certification

Work History

Branch Development Manager

City Union Bank Limited

Faridabad

08.2023 - Current

Evaluated credit applications for individuals and businesses.
Analyzed financial documents to assess creditworthiness.
Collaborated with clients to gather necessary documentation.
Managed relationships with clients to ensure satisfaction and understanding.
Reviewed loan agreements for compliance with banking regulations.
Conducted regular follow-ups on outstanding loans and payments.
Managed daily operations to ensure compliance with banking regulations and organizational policies.
Resolved conflicts between employees or between customers and staff in order to maintain a positive working environment.
Developed and implemented branch expansion plans to increase customer base.

Education

Master of Science - Mathematics

NIT Trichy

Trichy, India

07.2023

Bachelor of Science - Mathematics

YMCA University

Faridabad

07.2021

SPS International School

Palwal, India

05.2018

Skills

Credit analysis
Financial reporting
Risk assessment
Regulatory compliance
Customer relationship management
Documentation review
Client satisfaction
Effective communication
Problem solving

Time management
Negotiation skills
Loan disbursements
Financial ratio calculation
Banking operations
Application preparation
Loan compliance review
Branch operations management

Certification

Certificate of Registration (licence for Insurance Intermediaries)

Languages

Hindi: First Language, English: C1, Advanced (C1)

Accomplishments

Super 7 CASA campaign - Drive more CASA in branch
Festival Dhamaka campaign - Completed the target and got a trip to Goa
JFM Target - Complete the target and got the International trip to Thailand and Trip to Andaman.

Timeline