Summary
Overview
Work History
Education
Skills
Accomplishments
Personal Information
Disclaimer
Languages
Hobbies & Interests
Additional Activities
Timeline
Generic
Jagadish K L

Jagadish K L

KYC Specialist
Bengaluru

Summary

Analytical professional with expertise in data analysis and pattern identification to support business decision-making. Strong problem-solving and critical thinking skills facilitate clear communication of complex information. Adapt swiftly to new tools and technologies while driving continuous improvement and formulating effective solutions across cross-functional teams.

Overview

13
13
years of professional experience

Work History

Client Data & KYC Investigation Specialist IV

JP Morgan Chase & Co.
Bangalore
01.2025 - Current
  • Managed and reviewed CTR in compliance with regulatory requirements, accurately preparing and filling reports for transactions exceeding $10,000 to ensure adherence to anti-money laundering (AML) policies with federal regulations, including the BSA and FinCEN requirement
  • Perform detailed transaction monitoring to identify high-risk patterns, suspicious activity, and possible structuring attempts to evade reporting requirements
  • Collaborated with compliance, risk, and legal teams to investigate suspicious transactions and escalate issues for timely resolution.
  • Ensured compliance with AML laws and regulations by analyzing transactions and customer data to detect and investigate suspicious activities.
  • Prepared and submitted comprehensive reports to senior management and regulatory bodies detailing the company's AML activities and compliance status.
  • Respond to regulatory inquiries and audits
  • Review and approve the customer’s profile and documents to make sure that the source of the funds is legitimate
  • Performing the required KYC screenings on customer business entity accounts, documenting the information obtained
  • Stay up to-date with new legislation and standards related to money laundering
  • Identifying accurate risk ratings for individual and business accounts, verifying all aspects of CIP, CDD, ADD, and necessary account opening documents are provided in accordance with KYC, and updating the KYC systems

Client Data Specialist IV

JP Morgan Chase & Co.
09.2024 - 12.2024
  • Ensure compliance with global KYC standards, handling data collection, profile completion, and client screening across all lines of business
  • Ensure compliance with AML laws and regulations, including the Bank Secrecy Act (BSA) and the USA PATRIOT Act of 2001, in preventing money laundering and terrorist financing.
  • Implemented procedures to prevent money laundering and protect financial integrity., terrorist financing, and other illegal activities by implementing robust KYC and AML procedures
  • Performed in-depth screening of clients and analyzed data to identify potential risks or discrepancies, working closely with internal teams to address and resolve issues
  • Analyzed client profiles, compared data across systems to identify discrepancies, escalated fraud and suspicious issues, and implemented corrective actions.
  • Trained and mentored junior team members on best practices and standard operating procedures in KYC data management.
  • Stay updated on relevant regulations and industry standards pertaining to client data management.
  • Contributed to remediation and migration projects, participating in quality assurance efforts and aligning KYC practices across business units.
  • Performing due diligence on customer legal documents, such as a business registration certificate, attestation by a CPA/attorney, notary documents, tax returns of the business, and balance sheet/financial statements.

Document Review Senior Specialist III

JP Morgan Chase & Co.
08.2017 - 09.2024
  • Applies legal requirements to regularly negotiate complex documentation
  • Collaborated with state and federal agencies and in-house attorneys to resolve documentation issues.
  • Under minimal supervision makes independent decisions on typical transactions and or legal request based on specialized functional/technical knowledge and broader legal knowledge
  • Prepared, tracked, and aged documentation for execution of state, federal, and legal requests.
  • Ensure continuity of the process and SLAs assigned through proper back up's, follow up's and communication
  • Refer problem / Identify issues on assigned work type and escalate occurrences to team leader or supervisor
  • Adapt to changing needs & deadlines and remain calm when under pressure
  • Collaborated with cross-departmental teams in developing cohesive strategies aimed at achieving long-term organizational goals.
  • Supported department leadership in implementing new policies, procedures, and controls to enhance compliance.

Senior Practitioner

Concentrix
01.2014 - 08.2017
  • Company Overview: Concentrix is a technology-enabled global business services company specializing in customer engagement and improving business performance
  • Reviewed customer accounts for mis-sold products and linked cards, ensuring compliance with company policies and safeguarding customer interests.
  • Analyzed loan, mortgage, insurance, and credit card processes in the PPI team, contributing to improved service delivery and customer satisfaction.
  • Maintained up-to-date knowledge of industry trends and best practices, enhancing service delivery and aligning with customer expectations.
  • We partner with ambitious, progressive executives around the world to future-proof their business and stay ahead of the competition and customer expectations
  • Providing the Information about the insurance to the bank by verifying information which is given by customer

Education

B.com - Accounts and Finance

Nehru Memorial College Sullia
Sullia
01-2010

Intermediate - Commerce

Murnad PU College
Murnad
01-2007

S.S.L.C - S.S.L.C

ST Michaels School
Madikeri
01-2005

Skills

  • Microsoft Office
  • Regulatory compliance
  • Advanced Excel skills
  • SAP FICO knowledge

Accomplishments

  • Powerhouse Performer – Awarded for consistently exceeding performance targets and demonstrating exceptional dedication and productivity.
  • Successfully submitted and processed multiple JWI and MWII.
  • Cultural Torchbearer – Recognized for promoting organizational culture, engagement, and fostering a positive workplace environment.
  • Ace of Initiatives – Honored for taking proactive initiatives that contributed to process improvement, operational excellence, and enhanced team engagement through bonding activities.
  • Quality Champ – Acknowledged for maintaining high standards of quality, accuracy, and compliance across all deliverables.
  • Diversity, Equity, and Inclusion Champion – Recognized for contributing to a diverse and inclusive workplace through active participation and advocacy.

Personal Information

Disclaimer

I hereby declare that all the above provided information is true, complete and correct to the best of my knowledge.

Languages

  • English
  • Kannada
  • Hindi

Hobbies & Interests

  • Sports
  • Singing
  • Photography
  • Agriculture

Additional Activities

  • Active Member of the Employee Engagement Committee – Contributed to organizing cultural, wellness, and engagement initiatives to enhance workplace morale and collaboration.
  • LOB Volunteer, eVidya Lokha NGO – Supported educational programs and community development activities as part of the firm’s volunteering and CSR efforts.
  • Member, Process Enhancement Structure Committee – Collaborated on identifying and implementing process improvement strategies to drive efficiency and operational excellence.

Timeline

Client Data & KYC Investigation Specialist IV

JP Morgan Chase & Co.
01.2025 - Current

Client Data Specialist IV

JP Morgan Chase & Co.
09.2024 - 12.2024

Document Review Senior Specialist III

JP Morgan Chase & Co.
08.2017 - 09.2024

Senior Practitioner

Concentrix
01.2014 - 08.2017

B.com - Accounts and Finance

Nehru Memorial College Sullia

Intermediate - Commerce

Murnad PU College

S.S.L.C - S.S.L.C

ST Michaels School
Jagadish K LKYC Specialist