Dynamic Area Collection Manager with a proven track record at HDB Finance Ltd, excelling in data analysis and team leadership. Successfully managed collections across Gujarat, achieving zero write-offs while leading a team of eight. Skilled in customer negotiation and report generation, driving significant improvements in account receivable metrics. Seasoned Area Collection Manager with background in overseeing successful collection operations. Skilled in strategizing and implementing effective collection initiatives, ensuring compliance with legal guidelines, and managing high-performing teams. Known for strong leadership skills, ability to reduce debt outstanding amounts, and improving overall operational efficiency. Committed to fostering positive customer relationships while achieving business objectives.