Summary
Overview
Work History
Education
Skills
INTERNSHIPS
Extracurricular Activities
Positions Of Responsibility
Personal Information
Timeline
Generic

JYOTIRANJAN PANIGRAHI

Bhubaneswar

Summary

Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals. Also to seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills.

Overview

4
4
years of professional experience

Work History

Senior Manager

TATA CAPITAL LTD
Bhubaneswar
09.2024 - Current
  • Offer credit solutions, including working capital facilities, overdrafts, term loans, Leasing , Factoring ,Invoice Discounting and other financial products and also innovate unique solutions for target client.
  • Assess credit worthiness and risk factors associated with clients on an ongoing basis.
  • Analyze financial statements, credit reports, and market trends to assess client performance and risks.
  • Looking after the State for Emerging Corporate Group.
  • HNW Relationship management
  • Leading a Team of 2

Manager

HDFC BANK LTD
Bhubaneswar
04.2022 - 08.2024
  • Review loan and credit applications, Identify the RISK
  • Analyse loan extension and renewal requests Check clients credit worthiness
  • Analyse financial and credit history
  • Leading a Team of 2 Sales Officer
  • Looking for Sales, Operations, and Handling of a 60+ Customer Portfolio of SME & Agri Loans at Bhubaneswar and Puri locations.

Deputy Manager

ICICI BANK LTD
Bilapur, Chattisgarh
11.2020 - 03.2022
  • Analyse client data, documentation and negative observation
  • Monitoring the financial of HNI Customer
  • Focus on business development across assets, liability and fee
  • Perform Risk scoring of entity, regularization of entity
  • Worked in a project for retain wealth clients and achieved 63% retention.

Education

MBA - Marketing & Finance

SOA University
BHUBANESWAR
06-2020

B.Tech - Electrical Engineering

VIVTECH
Bhubaneswar
01-2017

Skills

  • Lasersoft
  • CMS
  • Sales Force
  • Flexicube by Oracle
  • CRM

INTERNSHIPS

  • ITC Ltd, BBSR, 2019, Outlet expansion and perceived brand image, Added 76 new outlets within 2 months in Patia Region, I did the mapping and on boarding process of all the new acquisitions
  • Defence Research & Development Organisation, BLS, 2016, Solar energy distribution and Power system Management, Worked in a project on Missile launching system Using Solar energy., Took a closer look at the power system management and planned solutions for wastage of solar energy.

Extracurricular Activities

  • Played for the College Cricket team as Captain and own multiple tournaments 2018-20
  • Won the Badminton tournaments (single men)
  • Represented my school, college in Cricket and Volleyball
  • Secured 3rd position among 200+ participants in the Business Standard Quiz 2019
  • Winner of quiz competition conducted by Utkal University Club amongst 100+ students

Positions Of Responsibility

  • President, Convergence, 2020, Selected as the President of the college fest 'Convergence' by the Cultural Club, with 50+ members, Managed the fest and coordination between the sponsor, member and the college team.
  • Core Member, Placement Cell, 2018-20, Overhaul of placement portal, Updated the placement policy, Redesigned invitation brochure, Managed 40+ companies; placed 2 batches (200+ students) for the first time, Updated placement policy to introduce waitlists, standardized student preferences, multiple CVs, etc.

Personal Information

  • Father's Name: Mr Nirakar Panigrahi
  • Blood Group: A+
  • Date of Birth: 5th July 1996
  • Nationality: Indian
  • Religion: Hindu

Timeline

Senior Manager

TATA CAPITAL LTD
09.2024 - Current

Manager

HDFC BANK LTD
04.2022 - 08.2024

Deputy Manager

ICICI BANK LTD
11.2020 - 03.2022

MBA - Marketing & Finance

SOA University

B.Tech - Electrical Engineering

VIVTECH
JYOTIRANJAN PANIGRAHI