Kalyan Adinath Surashe
Gajanan Nagar Aurangabad
Summary
To work for an organization, which provides opportunity to utilize my leadership, team management qualities and agri-business skills to enhance knowledge and to grow along with the organization.
Overview
8
8
years of professional experience
4025
4025
years of post-secondary education
Work History
Deputy Manager
HDFC Bank Ltd
Aurangabad
06.2023 - Current
- I am working as Deputy Manager in HDFC BANK, Aurangabad, Maharashtra location in the Retail Lending - Agriculture & MSME section of RBG dept.
- Currently, dealing with Agri and MSME Portfolio to ensure stability of income from existing clients and explore revenues for new income generation from new & existing clients.
- There were major 03 types of product line experiencing as below:
- A. Agri loans, Agri LAP & Agri-Business loans-Working and serving the farmer community with crop as well as agriculture (7/12 based loans) loans. Agri-business loans for agro-based firms, enterprises and fixed pay salaried personnel. In addition, Agri LAP provided on property backed mortgage loan for urban-metro areas.
- B. Working Capital Loans - In this product section, bank offers property backed mortgage loans as well as CGTSME non-mortgage stock/debtors based loans.
- C. Govt. Schemes - Also, having good knowledge and experience in Govt. Schemes Loans like AIF, PMFME, CGFMU (Mudra Loans), RGM (Rastriya Gokul Mission), NLM (National Livestock Mission), PMEGP etc.
- Currently handling more than 215 customers portfolio with 36.00 cr POS.
- Having Strategic Planning on new business sourcing and conversion of leads.
- Generate new business leads directly from market.
- Handling Housekeeping items as well as Recovery of existing customers.
- Manage relationship with customers by increasing the Book Size.
- Guiding farmers on Repayment of loan & crop insurance related queries.
- Knowledge of preparing Of CAM, CIBIL.
- Currently handing team of 02 members.
- Reporting to Cluster head & Circle Head.
Sales Officer
HDFC Bank Ltd
Aurangabad Maharashtra
03.2021 - 06.2023
- Working as a Sales Officer in HDFC BANK LTD & Agriculture Finance.
- Explained very technical financial information to applicants in easy to understand languages.
- Guiding farmers on Repayment of loan & crop insurance related queries.
- Identified opportunities to cross-sell and upsell loan products.
- Cold calling for getting new clients.
- Handling Housekeeping items as well as Recovery of existing customers.
- Responsible for looking & achieving below KRA Targets Like Mortgage loan, Would be considered as Home Loan, Personal Loan, Property Loan, Gold Loan & LAP (Loan Against Property).
- Reporting to Relationship Manager.
Sales Executive
HDFC Bank Ltd (HDB Pay Roll)
Aurangabad
10.2018 - 03.2021
- Working as a Sales Executive in HDFC BANK LTD & Agriculture Finance.
- Responsible for priority Sector Lending through Kisan Credit card and Term loan.
- Sourcing of New Leads Through Existing Customers, References & Cold Calling, Conversion of Leads into Business.
- Identified opportunities to cross-sell and upsell loan products.
- Reporting to Relationship Manager.
Sales Officer
Stock Holding Corporation of India Limited (HGS Pay Roll)
Aurangabad
01.2018 - 08.2018
- Daily Follow-up of Client's.
- Resolve the query of client's and visit them at plant.
- Search new client as per own basis.
- Maintain all data of client's.
- Reporting to Relationship Manager.
Education
B.C. A -
Dr. Babasaheb Ambedkar Marathwada University
AurangabadHSC -
H.P.L Sec.& H.Sec.Krushnapur
Bidkin-Aurangabad 06.2009 - 03.2010
SSC -
ZP high school
Lohgaon-AurangabadSkills
- MS-Office
- Excel
- Word
- Power point
- Self-motivated
- Dedicated
- Good communicator
- Speaker
- Listener
- Leadership
- Adaptive nature
- Quick decision making
State Of Domicile
Maharashtra
Languages
- Hindi
- English
- Marathi (Native)
Hobbies and Interests
- Sports - Chess
- Badminton
- Swimming
Personal Skills Traits
- Self-motivated & dedicated
- Good communicator, speaker & listener
- Leadership
- Adaptive nature
- Quick decision making
Personal Information
- Father's Name: Adinath Natha Surashe
- Mother's Name: Suman Adinath Surashe
- Date of Birth: 07/20/92
- Gender: Male
- Nationality: Indian
- Marital Status: Married
Timeline
Deputy Manager
HDFC Bank Ltd
06.2023 - Current
Sales Officer
HDFC Bank Ltd
03.2021 - 06.2023
Sales Executive
HDFC Bank Ltd (HDB Pay Roll)
10.2018 - 03.2021
Sales Officer
Stock Holding Corporation of India Limited (HGS Pay Roll)
01.2018 - 08.2018
HSC -
H.P.L Sec.& H.Sec.Krushnapur
06.2009 - 03.2010
B.C. A -
Dr. Babasaheb Ambedkar Marathwada University
SSC -
ZP high school