Karthick Sellamuthu
Summary
Proficient Banking Compliance & Fraud Operations professional with 4 years of experience in financial crime prevention and risk mitigation. Expertise in end-to-end operational processes, including transaction monitoring, fraud investigation, and sanctions screening. Experienced in analysing complex transaction patterns and resolving high-risk alerts while ensuring compliance with regulatory standards and internal policies.
Overview
3
3
Languages
1
1
Certification
4
4
years of professional experience
Work History
Risk and Compliance Associate
Accenture
Bengaluru, India
01.2024 - Current
- Screened clients against Politically Exposed Persons (PEP), Directorate General of Enforcement (DGE), and global enforcement databases to mitigate regulatory compliance risks.
- Executed end-to-end sanctions and watchlist screening, conducting precise identity matching to identify potential risk exposure in high-risk client profiles.
- Monitored and cleared real-time international ACH transaction (IAT) and wire transfer alerts, ensuring compliance with global AML and sanctions regulations while preventing illegal transactions.
- Conducted adverse media and negative news research to identify potential financial crimes and reputational risks during initial and ongoing due diligence.
- Analyzed complex match scenarios, distinguishing true hits from false positives to enhance operational efficiency while maintaining stringent compliance standards.
- Processed over 50+ daily payment alerts.
Process Executive
Infosys BPM Limited
Bengaluru, India
08.2022 - 01.2024
- Monitored live, high-volume online transactions—including Zelle, ACH, and Wire transfers—to detect, mitigate, and prevent fraudulent activity in real-time for a major U.S. banking client.
- Conducted comprehensive fraud investigations into suspicious transactional patterns and unauthorised account access, minimising financial losses and safeguarding customer assets.
- Achieved over 98% accuracy in Quality Control audits, reinforcing adherence to quality standards.
- Ensured operational quality standards through Quality Control (QC) reviews and transaction alert audits, maintaining compliance with internal banking policies and Federal financial regulations.
Education
Master of Computer Application
University of Mysore
Mysore, IN-KA01-2026
Bachelor of Science - Computer Science
Kongu Arts and Science College
Erode, TN01-2022
Skills
- Sanctions & Watchlist Screening
- Payment compliance
- AML & Regulatory Knowledge
- Fraud prevention
- False Positive Reduction
- Media research
- Quality control
- Compliance Software
Certification
- Spot Award at Infosys BPM
- Co-Pilot Award at Accenture
- Power Team Award at Accenture
Languages
English
Proficient
C2
Tamil
Proficient
C2
Kannada
Upper Intermediate
B2
Timeline
Risk and Compliance Associate
Accenture
01.2024 - Current
Process Executive
Infosys BPM Limited
08.2022 - 01.2024
Master of Computer Application
University of Mysore
Bachelor of Science - Computer Science
Kongu Arts and Science College