KARTIK CHAUDHARY

(Deal in retail product such as AL,TWL,Collections,Operations and Gold Loan)

• On sample basis verification of Loan files to check whether loan was sanction as per policy
  norms.
• Review and conduct of risk-based audit of processes followed such as legal, operations,
  collection, RM & DSA payouts, DSA empanelment, insurance etc. and report process lapses
  and recommend solutions.
• Visit Hub and check its functioning as per the predefined scope (checklist) and any other
  checking as per the situation.
• Develop risk-based audit plans for retail asset portfolios and execute audit
  programs to evaluate the adequacy and effectiveness of controls related to
  retail asset origination, underwriting, servicing, and collections.
• Prepared audit reports detailing findings, conclusions, and
  recommendations for improvement, and presented findings to senior
  management and audit committees
• Evaluate the design and operating effectiveness of internal controls related
  to credit risk assessment, loan documentation, and collateral management

• Conducted Branch Audit Of Deutsche Bank across India
• Checking and understanding Banking operations as per SOP .
• Worked with MS office tools and other audit tools like SAP.
• Worked with JP Morgan Chase In Regulatory Reporting Profile.
• Preparation of Pending Funds Report of different LOB's where the banks obtained daily remittance from the Trade, Derivatives, Corporate and Interbank team, we generate the data and submit to the management.
• Preparation of Pending Funds Report of different LOB's where the banks obtained daily remittance from the Trade, Derivatives, Corporate and Interbank team.
• Preparation of Daily reports intraday, Projection Funding, Net Placement, Sor Si, Nostro Balances.

• Conducted Internal Audit of Various Manufacturing Sectors, BFSI, Retail and SOX Audits.
• Preparation and Drafting of internal audit reports and Presenting to the Management.
• Conducted Stock Audits and drafted stock Audit Reports.
• Conducted P2P & O2C Audits.
• Conducted Concurrent Audit of Various Government Sectors.
• Conducted Bank Audit of various banks like Canara Bank and Bank of Baroda.
• Worked with various supply chain and manufacturing operations for legal compliances , ledger scrutiny etc.

• Maintaining Books of accounts and Return Filing of Individual and Companies
• Responsible for Handling Internal audit and preparation of reports
• Preparation of Tax Audits
• Preparation & filing of TDS Returns and Form 15CB
• Maintaining Journal Ledger and Trial Balance
• Preparing Accounts & Bank Reconciliation Statement