KARTIKEY SINGH
Noida
Summary
High-performing Fincrime Analyst acting as 1st line of defence in with extensive experience in the Financial Investigation Unit (FIU). Expert in detecting and monitoring suspicious transactions to prevent money laundering, terror financing, and human trafficking. Proven track record in performing Risk-Based Investigations (RBI), Enhanced Due Diligence (EDD), and filing SARs for global jurisdictions including the UK (NCA), Spain (SEPBLAC), and North America. Leverages a solid compliance background to apply rigorous analytical logic to complex financial investigations and crypto-currency exposure.
Overview
4
4
years of professional experience
Work History
Fincrime Investigator - Financial Investigation Unit
REVOLUT
Remote
08.2024 - Current
- Advisory & Decision Making: Act as 1st line of Defence as a Fincrime Investigator in Financial Investigation Unit to formulate lobby escalations and provide clear, policy-driven guidance to internal departments and to 2nd line of defence regarding Financial Crime risks.
- High-Risk Reviews & Exits: Execute end-to-end investigations into high-risk accounts triggered by Law Enforcement, Court Orders, and DPA requests, determining whether to maintain or terminate relationships based on GDPR and AML regulations.
- Jurisdictional SAR Filing: Lead the filing of Suspicious Activity Reports (SARs) for global jurisdictions (NCA, FNTT, SEPBLAC) ensuring all disclosures meet specific jurisdictional standards.
- Stakeholder Liaison: Serve as a Point of Contact (POC) between Regulatory Agencies and internal business units to facilitate the complex flow of investigative information.
- Asset Management: Responsible for the accountable management and repatriation of funds to fraud victims in alignment with BAU and jurisdictional requirements.
- Remote
Associate Analyst - II
AML RIGHTSOURCE
01.2023 - 07.2024
- Support and Training: Directed quality refresher sessions and provided root-cause analysis feedback to Quality Control analysts to align team performance with regulatory standards.
- Complex Investigations: Conducted 90-day look-back SAR reports for North American Fintechs, identifying red flags in P2P and business profile transactions against BSA guidelines.
- Exit Execution: Managed the "denylisting" and termination process for suspicious accounts, including the identification and closure of cluster accounts associated with prior SARs.
- Operational Leadership: Assisted a team of 10+ FTEs in improving productivity and supported new joiners in learning procedures across the Support department.
- Noida
Teammate (AML/CFT Analyst)
TASKUS
07.2022 - 12.2022
- Performed risk-based investigations (RBI) on high-risk personal and business accounts.
- Conducted Enhanced Due Diligence (EDD) and escalated suspicious activities for further regulatory review.
- Indore
Education
MBA - Banking and Finance Management
Narsee Monjee Institute of Management Studies
MumbaiB-Tech - Petroleum Engineering
Uttaranchal University
DehradunSkills
- Regulatory Compliance
- AML/CTF Regulations
- KYC/KYB Onboarding
- BSA Guidelines
- GDPR
- DPA
- Investigative Expertise
- SAR/STR Filing
- High-Risk Customer Reviews
- Trigger Event Analysis
- EDD
- Sanctions/Watchlist
- Adverse Media
- Court Orders
- Law Enforcement Requests
- Risk Management
- Account Exit Management
- Sanctions/Deny-list Screening
- Fraud Detection
- Technical Skills
- Crypto-currency
- Lightning Withdrawals
- MS Excel
- Transaction Monitoring
- Suspicious Activity Reporting
- Leadership
- Team Mentoring
- Buddy Support
- 4EC Review
- Procedural updates
- Training
Personal Information
Title: Fincrime Investigator | AML & CTF Specialist
Certifications And Awards
ACAMS (Ending Illegal Wildlife Trade; Risk-Based Approach), CPD Certified (AML Regulation), Six Sigma White Belt, "Extra Miler" Award (AML RightSource), Promoted with an "Outstanding" (5/5) rating in Annual Performance Review., Nominated for in house UCP training in Revolut and successfully completed., Achieved Exceeding rating in the Performance review.
Languages
Hindi
First Language
English
Upper Intermediate
B2
Timeline
Fincrime Investigator - Financial Investigation Unit
REVOLUT
08.2024 - Current
Associate Analyst - II
AML RIGHTSOURCE
01.2023 - 07.2024
Teammate (AML/CFT Analyst)
TASKUS
07.2022 - 12.2022
MBA - Banking and Finance Management
Narsee Monjee Institute of Management Studies
B-Tech - Petroleum Engineering
Uttaranchal University