KAUSHAL KUMAR
New Delhi
Summary
Motivated Business Development Officer with experience identifying. initiating and growing new customer relationships. Seasoned ace at leading prospecting activities,developing proposals and managing customer acquisition processes. Additional expertise working hand-in-hand with sales and marketing teams for seamless customer experiences.
Overview
10
10
years of professional experience
Work History
Relationship Manager
Kotak Mahindra Bank Ltd
New delhi
10.2025 - Current
- Managed loans department vertical in asset channel, focusing on small business enterprises and working capital loans.
- Developed product offerings for SMEs including GST OD, OD, CC, BG, LC, TL, LAP unsecured loan, and secured loan, enhancing service portfolio.
- Executed initiatives aligned with business objectives, encompassing branch management, lead generation, cross-selling, renewals, CAM conditions review, portfolio management, and housekeeping.
Senior Officer
HDFC Bank Limited
New Delhi
08.2021 - 10.2025
- Managing the loans department vertical in the ASSET CHANNEL of HDFC BANK, EMERGING ENTERPRISE GROUP, WORKING CAPITAL LOANS.
- Our Products - SME / GST OD / OD / CC / BG / LC / TL / LAP/ UNSECURED LOAN And SECURED LOAN.
- To run initiatives in line with key objectives of the Business which includes part of Branch management, Lead generation/Logins, Cross selling, Renewals, CAM Conditions review,Portfolio Management and Housekeeping (HK) and Stock insurance/Property insurance in order to attain the banks objective of business. leadership.
Associate Sales Consultant
Paisabazaar Marketing And Consulting Pvt. Ltd.
Gurgaon
08.2018 - 06.2019
- Assisting customers in sale of a range of financial products on call.
- Reaching productivity that meets job standards, while working with speed and accuracy.
- Ability to learn about products and services and describe/explain them to prospects.
- Follow and achieve department's sales goals on a monthly, quarterly and yearly basis.
Field Sales Executive
Excitel Broadband Private Limited
New Delhi
08.2016 - 11.2017
- Generated sales for Excitel Broadband internet connection plans, encompassing both B2C and B2B segments.
- Identified and prospected for new leads through various channels.
- Counseled customers on various internet business plans.
- Played a key role in business promotional campaigning.
- Provided excellent customer service.
Education
Master of Arts -
INDIRA GANDHI NATIONAL OPEN UNIVERSITY
New Delhi, DelhiBachelor of Arts -
SRI VENKATESWARA COLLEGE (UNIVERSITY OF DELHI)
New Delhi, DelhiHSC -
SHRI BALIRAM BECHU I.C.
Kautukpur, Azamgarh, U.P.SSC -
GAUTAM SHRI SHOBHA I.C.
Daultabad Azamgarh, U.P.Skills
- Basic knowledge of computer
- Strategic Planning
- Reporting Capabilities
- Training and Mentoring
- Proposal Writing
Languages
- Hindi, First language
- English, A2 Elementary
Languages
Hindi, English
First Language
Timeline
Relationship Manager
Kotak Mahindra Bank Ltd
10.2025 - Current
Senior Officer
HDFC Bank Limited
08.2021 - 10.2025
Associate Sales Consultant
Paisabazaar Marketing And Consulting Pvt. Ltd.
08.2018 - 06.2019
Field Sales Executive
Excitel Broadband Private Limited
08.2016 - 11.2017
Master of Arts -
INDIRA GANDHI NATIONAL OPEN UNIVERSITY
Bachelor of Arts -
SRI VENKATESWARA COLLEGE (UNIVERSITY OF DELHI)
HSC -
SHRI BALIRAM BECHU I.C.
SSC -
GAUTAM SHRI SHOBHA I.C.