Kaushik Srikanth V
Chennai
Summary
Experienced Credit Analyst offering well-developed skills in analysing the business, operation and financial risk of the corporates, while appraising bank loan application. Highly-motivated individual with desire to take on new challenges. Strong work ethic, adaptability and exceptional interpersonal skills. Adapt at working effectively unsupervised and quickly mastering new skills.
Overview
8
8
years of professional experience
Work History
Credit Analyst - Manager
Axis Bank
Chennai
04.2022 - Current
- Prepared basic and preliminary credit analyses to determine creditworthiness and compliance for corporate with turn over in excess of Rs.75.00 Cr'
- Reviewed customer financial data to ascertain level of risk involved for extending credit.
- Preparing the CAM within the stipulated time. Instrumental in achieving the overall budgets in the geography, by obtaining sanction valuing more than Rs. 400 Crs by preparing over 35 Enhancement and new proposal in FY23
- Responsible for maintaining the ETB relationship in the centre having asset book of Rs 1100 Crs in Chennai
- Strong understanding of all the financial risk ratios and products offered by the bank.
- Providing tailor made solutions to corporate by offering bank products suitable for his business.
Rating Analyst
Brickwork Ratings India Private Limited
Chennai
11.2020 - 03.2022
- Issuance of Credit Ratings to large corporates having debt obligations over Rs. 50 Crs
- Having credit watch on issued ratings and appraise to the committee on happening of material events.
- Involved in summarizing and analysing data for credit rating on entities and its debt instruments.
- Prepared rating reports, rationales for press releases and presenting the case in the Rating committee meeting.
- Studying the impact of changes in sectors on clients and providing them with efficient solutions.
Article Assistant
Suresh and Balaji
Chennai
06.2016 - 07.2019
- Direct and Indirect Tax advisory service'
- Assisted in drafting and representing clients on various litigation matter in Direct Tax (including TDS), Indirect Tax, International Tax and Foreign Exchange Management Act.
- Assisted in the incorporation of Companies, Partnership firms, Limited Liability Partnership and Charitable Trust.
- Assisted in Corporate Tax Return filings and Audit Report for companies and HNI ’s
- Gained exposure in Transfer pricing, margin computation, 3CEB filing and Transfer pricing documentation.
- Assisted in statutory audit of private companies.
Rating Analyst
Brickwork Ratings India Private Limited
Banglore
06.2015 - 06.2016
- Involved in summarizing and analysing data for credit rating on entities and its debt instruments.
- Following up with clients to obtain necessary information to give out accurate ratings.
- Prepared rating reports, rationales for press releases and presenting the case in the Rating committee meeting.
Education
MBA - Finance And Banking
Narsee Monjee Institue of Management Science
Distance Learing11.2020
CA Intermediate - Taxation, Accounting And Business Laws
Institute of Chartered Accountant of India
Chennai05.2019
B Com - Taxation, Accounting And Business Law
Ramakrishna Mission Vivekananda College
Chennai05.2015
Skills
- Appraisal / assessment of Credit proposals of medium/large Corporate
- Analysis of Balance Sheet / Appraisal / Assessment of Credit Proposal, Credit monitoring & follow-up
- Credit ratings, Credit analysis and financial modelling
- Direct Tax, International Tax, Indirect Tax,
Languages
Tamil
First Language
English
Proficient
C2
Tamil
Proficient
C2
Hindi
Intermediate
B1
Accomplishments
- Improved delivery of loan appraising by completing the work in less TAT, realizing overall increase in customer satisfaction that benefits the organisation
Timeline
Credit Analyst - Manager
Axis Bank
04.2022 - Current
Rating Analyst
Brickwork Ratings India Private Limited
11.2020 - 03.2022
Article Assistant
Suresh and Balaji
06.2016 - 07.2019
Rating Analyst
Brickwork Ratings India Private Limited
06.2015 - 06.2016
MBA - Finance And Banking
Narsee Monjee Institue of Management Science
CA Intermediate - Taxation, Accounting And Business Laws
Institute of Chartered Accountant of India
B Com - Taxation, Accounting And Business Law
Ramakrishna Mission Vivekananda College
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