Experienced banking and financial services professional with 8+ years of expertise in Fin-tech, statutory & regulatory compliance, and data reconciliation. Demonstrated team leadership, planning, and organizational skills. Proven track record in coordinating and monitoring operations across multiple departments. Goal-oriented leader with strong personal accountability and the ability to manage, motivate, and empower diverse teams in dynamic organizations.
Overview
9
9
years of professional experience
4
4
Languages
Work History
Manager-Regulatory Reporting & Bank Reconciliation
AXIO (brand name of CapFloat Financial Services Pvt. Ltd)
08.2018 - Current
I joined AXIO as a data analyst and have handled multiple roles, such as Regulatory Reporting, Bank Accounts, and Payment Gateways Reconciliation. My responsibilities in the current role include, but are not restricted to, the items below:
Monitoring team performance to ensure adherence to project timelines and data quality standards, while providing guidance and support to foster continuous improvement.
Managed a database of 9.5 million customer records, and ensured efficient and accurate reporting of tradelines to credit information companies (CICs), such as TransUnion, CIBIL, CRIF Highmark, Experian, and Equifax, as per the regulatory guidelines.
Driving process efficiencies by performing data validations and root cause analysis on identified data anomalies to enhance consistency and accuracy across all functions, and credit bureau reporting platforms.
Analyze the trends, make recommendations, and effectively communicate the findings or concerns to senior management and internal stakeholders, to reduce error rates.
Facilitate query resolution for the disputes received from CICs and customers regarding CIC reporting, while maintaining TAT as per the SLA process.
Conducted meticulous reconciliation of payments received through various payment gateways, such as Amazon Pay, PayTM, and Razorpay, to ensure accurate payment application in the LMS.
Reconciliation of funds across various bank account statements, including various collection and disbursal accounts.
Collaborated closely with internal and external stakeholders to swiftly address and resolve the identified discrepancies in the reconciliation process.
Preparing and publishing various MIS reports, along with timely updates on the status of assigned activities.
Collaborated closely with various internal and external teams and stakeholders to maintain a continued focus on continuous improvement across areas of responsibility.
Coordinating with internal and external auditors to ensure compliance with regulatory requirements, and facilitate smooth audit processes.
Validation of vendor invoices, and coordinating internally to ensure timely payments.
Provided training and support to team members in resolving process-related queries, identifying process gaps, and developing plans to bridge them.
Accomplished numerous ad hoc tasks within established time frames.
Financial delivery analyst – Accounts Receivables
ABB Global Industries & Services Pvt Ltd
02.2017 - 07.2018
I joined ABB as a financial delivery analyst in the Accounts Receivable team. My responsibility in this role includes the following:
Processing FI invoices in the SAP module for various cluster countries of the company, sharing the invoice copies with customers, and uploading them in SAP with supporting documents.
Inter-group reconciliations of invoices for various cluster countries, and uploading the files in R-Box for the generated countries.
Preparing and sharing the mismatch reports with counterparties for the difference.
Helping the team during month-end close by ensuring all invoices are processed before the month close, so that there are no major deviations in the inter-group reconciliations.
Assistant - Finance and Accounts
Karnataka State Souharda Federal Co-operative Ltd
03.2016 - 01.2017
I was part of the Accounts Team.
Bookkeeping and managing petty cash transactions.
Calculating and verifying payments and records.
Maintaining supporting documents.
Performing related work as assigned.
Education
MBA - Finance
M.S Ramaiah Institute of Technology
Bengaluru, India
06-2015
BBA - Finance
Canara First Grade College
Mangalore, India
04-2011
Skills
Proficient in SQL
Timeline
Manager-Regulatory Reporting & Bank Reconciliation
AXIO (brand name of CapFloat Financial Services Pvt. Ltd)
Associate Vice President at Axio (formerly Capital Float Financial Services Pvt. Ltd)Associate Vice President at Axio (formerly Capital Float Financial Services Pvt. Ltd)