Dynamic sales leader with proven expertise in P&L management and team leadership at Urban Money Private Limited. Achieved 2.5X revenue growth through innovative sales strategies and market penetration. Skilled in training and mentoring teams, driving business development, and enhancing portfolio management to exceed targets.
Overview
10
10
years of professional experience
Work History
Cluster Head
Urban money private limited
Hyderabad
05.2025 - Current
Leading a team of 40+ members, including 3 Sales Managers (SMs) and 1 Area Sales Manager (ASM).
Managing end-to-end operations for Personal Loans, Business Loans, Mortgage Loans, Loan Against Property (LAP), and Home Loans (HL).
Overseeing a network of 70+ connectors in the DSA channel.
Driving business with a strong focus on own sourcing, contributing 70% of total business volume.
Handling full P&L responsibility for the cluster.
Monitoring sales performance, team productivity, and revenue targets.
Monitoring sales performance, team productivity, and revenue targets.
Developing strategies to increase market penetration and profitability.
Territory Sales Manager-Salaried Personal loans/Credit Cards Retail Banking Channel
IDFC FIRST BANK LTD
10.2023 - 11.2024
Drive top-line growth for cross sell products through effective portfolio interventions.
Managing tracking the portfolio health (PL) for cross sell products in the portfolio.
Channel Management to drive efficiencies between online/digital and telesales.
Channel migration of existing portfolio to more cost effective digital channel.
Strategies for driving card spends, activation usage through cross sell products.
To conceptualize, scope, design, structure and launch new EMI based products and functionalities to augment Asset base.
Lead cross-functional teams for technical and operational readiness for launch of new products. Responsible for Volume, Fee and Interest revenue for cross sell products in the portfolio.
Liaise with internal stakeholders including Risk, Finance, compliance and legal teams for launching new programs and products.
Liaison with external agencies to create crisp clear communication for cross sell products.
Constant Tracking and evaluation of offers, promotions.
Sales Manager -Area Sales-Credit Cards Sales
AXIS BANK LTD
06.2022 - 10.2023
Staff Turnover
Staff Motivation and morale
Training - staff is exposed to skill based, product knowledge based and.
Productivity of Credit Cards, Term loans, Insurance, Retail Assets & Liabilities, Fast Tag, Cross Sell Products & Up selling Products