Hi, I’m
Koshlesh Pandey
Senior Manager
Ahmedabad,Gujarat
Summary
As a motivational leader, I align project objectives with my team's goals to drive progress and inspire the team to achieve success.
Senior corporate banking professional with proven track record in driving financial growth and enhancing client relationships. Strong focus on team collaboration and achieving results, adaptable to changing needs. Expertise in risk management, financial analysis, and strategic planning. Known for reliability and leadership in high-stakes environments.
Overview
12
years of professional experience
3
Languages
Work History
HDFC BANKAhmedabad
Senior Manager (Corporate Banking)
06.2025 - Current
Job overview
- Overseeing corporate lending.
- Overseeing e-commerce and payment solutions for all corporate clients.
- Issuing corporate credit cards and commercial credit cards.
- Acquiring merchants for payment solutions.
- Overseeing a 1,500-crore portfolio.
- Responsible for managing monthly volume from assigned corporates.
IDFC First Bank LTD
State Head
06.2024 - 06.2025
Job overview
- Overseeing 5 loan centers in Gujarat, ensuring seamless operations and excellent customers service.
- Leading a team of 15 customers service representatives focusing on end-to-end customer resolution and escalation.
- Managing profit and loss for the assigned loan centers drivings business growth and profitability.
- Fostering strong customer engagement addressing and resolving escalation promptly.
- Driving sales parameters through assigned branches covering product such as hoje loans, SME loans, Credit cards and Saving accounts.
- Built strong relationship with customers and internal stakeholder driving business growth and customer satisfaction.
Bajaj finance LTD
Sr. Area Sales Manger
07.2019 - 06.2024
Job overview
- Promoted as an acting Cluster Manager.
- Spearheading a high performing team of 4 Area Managers, 16 Sales Manager, 90 Field Sales officers.
- Driving business growth through credit card Sales, cross selling and app activation.
- Responsible for hiring, training and developing the team to achieve exceptional results.
- Consistently exceeded Sales targets driving business growth revenue increase.
- Successfully Implemented process improvement, resulting in enhanced efficiency and productivity.
Bajaj finance LTD
Area Sales Manager
11.2021 - 03.2023
Job overview
- Successfully launched Bajaj DBS Co-Brand credit card business in Gujarat region.
- Led and team of 4 Sales Managers and 35 field sales officers.
- Managed sales operations across Ahmedabad, Baroda, Surat and Rajkot cities.
- Trained and hired sales managers and field sales Executives.
- Drove credit card business growth card activation and collections.
- Cross sold other financial products to customers.
Bajaj finance LTD
Sales Manager
07.2019 - 11.2021
Job overview
- Introduced digital product loans and marketplace for Bajaj Finance in assigned territory.
- Managed 85 dealers and lead a team of 18 sales executives.
- Promoted EMI card business through dealers activities and market coordination.
- Coordinated with house operations team to ensure timely disbursement of digital product finance.
- Cross sold health insurance product and health cards.
- Participated in recruitment process to identify top talent for various team positions.
- Built strong relationship with dealers and merchants to drive and customer satisfaction.
Kotak Mahindra Bank
Sales Manager
06.2018 - 06.2019
Job overview
- Introduced Consumer Durable Finance business, managing LFRs across Ahmedabad city, partnering with Reliance Digital and Croma.
- Led a team of 18 Field Officers (FOS's), overseeing end-to-end consumer finance processes.
- Managed first-stage payment defaults, ensuring timely collections and minimizing delinquencies.
Home Credit India
Manager-Rollout
01.2018 - 06.2019
Job overview
- Successfully launched digital finance in Mehsana and Kalol cities.
- Trained and enrolled new dealers expanding maket presence.
- Effectively controlled risk, managing (FST) payment bounce below 2%.
- Built string relationship with dealers and customers driving growth and customers satisfaction.
- Trained and tracked newly hire employees, ensuring integration.
Home Credit India
Sales Manager
02.2017 - 01.2018
Job overview
- Led and motvated a team of sales executives to achive sales targets.
- Devolved and executed market expansion strategies, increasing digital product finance sales.
- Monitored and controlled delinquencies, implementing strategies to minimize payment bounces.
- Implemented team management strategies, minimizing attrition and ensure team stability.
Comex Wellness LIMITED
Senior Sales Executive
07.2016 - 01.2017
Shree Engineering Works
Sales Engineer
07.2014 - 06.2016
Education
Rajiv Gandhi Technical UniversityBhopal
Bachelor of Engineering from Mechanical Engineering
01-2014
Skills
Sales Strategy and Planning
Communication and Presentation
Negotiation and persuasion
Portfolio management
Banking operations
Teamwork
Customer service
Multitasking
ACTIVITIES
Teamwork & Leadership Volunteering Training/Mentoring Teamwork & Leadership Volunteering Training/Mentoring
Interests
Sports, Gymnastic, Child Care, Travelling
ACHIEVEMENTS & AWARDS
Awarded multiple foreign trips during my tenure at Bajaj Finance and Home Credit., Recipient of the "Persistent Performer" award at Bajaj Finance for my exceptional efforts in driving collections for LTS., Promoted within Six months at Home Credit, reflecting my consistent delivery of great work and value to the organization.
Timeline
Senior Manager (Corporate Banking)
HDFC BANK
06.2025 - Current
State Head
IDFC First Bank LTD
06.2024 - 06.2025
Area Sales Manager
Bajaj finance LTD
11.2021 - 03.2023
Sr. Area Sales Manger
Bajaj finance LTD
07.2019 - 06.2024
Sales Manager
Bajaj finance LTD
07.2019 - 11.2021
Sales Manager
Kotak Mahindra Bank
06.2018 - 06.2019
Manager-Rollout
Home Credit India
01.2018 - 06.2019
Sales Manager
Home Credit India
02.2017 - 01.2018
Senior Sales Executive
Comex Wellness LIMITED
07.2016 - 01.2017
Sales Engineer
Shree Engineering Works
07.2014 - 06.2016
Rajiv Gandhi Technical University
Bachelor of Engineering from Mechanical Engineering