Summary
Overview
Work History
Education
Skills
Certification
Awards
Timeline
Generic

Kumar Suraj Mishra

Noida

Summary

Compliance professional with over 3 years of experience in AML, KYC, transaction monitoring, and financial crime risk management. Skilled in sanction and PEP screening, regulatory reporting, and investigative case analysis, with a proven ability to strengthen compliance processes while supporting business objectives.

Overview

5
5
years of professional experience
1
1
Certification

Work History

System Analyst

Qualtech Consultants
Noida
06.2025 - Current
  • Conducted thorough KYC reviews to verify customer identities, assess risk levels, and ensure compliance with regulatory requirements, including onboarding and periodic refresh processes.
  • Monitored financial transactions using rule-based and risk-based scenarios to detect unusual patterns, potential money laundering, or fraudulent activity, escalating alerts as needed.
  • Screened customers and transactions against global sanction lists (OFAC, UN, EU, etc.) and Politically Exposed Persons (PEP) databases to identify potential compliance risks.
  • Prepared and documented case investigations by analyzing customer behavior, transaction flows, and supporting documents, ensuring timely escalation of suspicious activity reports (SARs/STRs).

Analyst

HCL Tech
07.2023 - 03.2025
  • Customer onboarding after background verification: name, DOB, address, employment status, SOW, SOF, country of birth, citizenship, country of residence, trade-finance, risk evaluation, and checking if the client is a PEP.
  • Analyzed the AML/CFT risk, adverse information, negative media, and business exposure in high risk, and sanctioned countries and provided them to the legal team for further investigation.
  • Monitoring the accounts' transactions to ensure activities of the customers' deposits, withdrawals, purpose of using the account, updating the demos, SOW, SOF, estimated annual turnover and employment status of the customer.
  • Assessing alerts through provided tools, gathering evidence, reading triggered events, triggered event dates, disclosures and mentioning figured-out research from the incomings and outgoings in the OCDD (ongoing customer due diligence) report and sending it to the onshore team.

Relationship Manager

HDFC Bank Ltd
11.2020 - 12.2022
  • Acquired 153 new customers for the bank, including over 50 HNW individuals.
  • Managed a portfolio of over 250 customers providing them with banking services in lending credit over 20 crores, rotation of funds, and recovery.
  • Engagement Matrix: Ensuring that the clients are met through various contact channels like telephonic communication, and sending important communication to clients through emails on regular intervals.
  • Analysis of the cases by perusal of audited balance sheet and banking statements to determine the business health and loan repayment capacity.
  • Lead a team of four - three HDBs and one Sales Officer and provided knowledge transfer about banking products and services.
  • Increased business in non-performing areas by 27% through different banking products.

Education

Masters of Business Administration (M.B.A.) -

Banaras Hindu University

Bachelor of Sciences (BSc) -

Lucknow University

Skills

  • Anti-Money Laundering
  • Transaction Monitoring
  • Screening
  • PEP
  • Sanctions
  • Suspicious Activity Report (SAR)
  • Suspicious Transaction Report (STR)
  • Cash Transaction Report (CTR)
  • KYC Verification
  • Onboarding
  • Customer Due Diligence (CDD)
  • Enhanced Due Diligence (EDD)
  • Fraud Investigation
  • MySQL
  • Advanced Excel
  • Tableau
  • PowerBI

Certification

Post Graduate Program in Business Analysis, Simplilearn in collaboration with Purdue University, Canteen Ordering System, Whatsapp Pay, Employee Performance Mapping, MySQL, Tableau, Power BI

Awards

Reward and Recognition (RNR), Best employee consecutively twice for the third and fourth quarter for 2023-2024.

Timeline

System Analyst

Qualtech Consultants
06.2025 - Current

Analyst

HCL Tech
07.2023 - 03.2025

Relationship Manager

HDFC Bank Ltd
11.2020 - 12.2022

Masters of Business Administration (M.B.A.) -

Banaras Hindu University

Bachelor of Sciences (BSc) -

Lucknow University

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Kumar Suraj Mishra