Summary
Overview
Work History
Education
Skills
PERSONAL DETAILS
Accomplishments
Certification
BANKING APPLICATIONS
Timeline
Generic

Kuzhandaisamy K

Summary

A process oriented and organized Banking Professional with about 13.5 years of Successful experience in Retail Banking. Gained expertise in various banking operations and excelled in handling various banking applications and thereby ensured prompt service delivery and customer satisfaction. Expertise in managing day-to-day operations of Branch Banking i.e., Cash Management, Clearing Operations, Payment Systems, Remittances, Fixed Deposits, NRI Services, FOREX, Travel Cards, Account Opening Scrutiny, KYC & AML, FCU Alerts and Fraud Prevention, Transaction monitoring and STR Filing etc. Coordinating with Front Office, Operations, Credit, Legal, Compliance and Regional Offices regarding audit compliances and communicating circulars.

To secure a challenging position in your esteemed organization where I can effectively contribute my skills as a professional, possessing competent technical skills. To utilize my skills and initiative in a team environment to accomplish project goals.

Overview

14
14
years of professional experience
1
1
Certification

Work History

First Wealth Manager – Retail Branch Banking

IDFC First Bank Ltd.
08.2023 - Current
  • Handling HNI Customer portfolio.
  • Conducted testing and troubleshooting of banking applications (e.g., Core Banking System (CBS), FCRM, ISupport) for operational efficiency.
  • Investigated system alerts and transaction monitoring for compliance with KYC and AML standards.
  • Managed day-to-day operations, ensuring system functionality, and resolving technical issues.
  • Coordinated with IT teams for system updates and compliance handling.

Relationship Manager – Institutional Business

ICICI Bank Ltd.
07.2021 - 08.2023
  • Handling Institutional Business.
  • Handling 31 Retails Branches for Institutional Business.
  • Handling Payment gateway, Students fee collection and Employee salary payment solution.

Privilege Banker

ICICI Bank Ltd.
09.2016 - 06.2021
  • Handling of privilege banking clients.
  • Handling Asset servicing desk from.
  • Handling HNI Customer and NRI forex desk.
  • Ensured proper functioning of account opening systems and KYC documentation.
  • Collaborated with IT teams for system enhancements and issue resolution.

CASA Sales Officer

ICICI Bank Ltd.
01.2012 - 08.2016
  • Digital on board of Mapped customers (Mobile Banking, Internet Banking, CMS Solutions).
  • Proactively identify sales prospects and do business development activities in the geography assigned.
  • Conducted testing and troubleshooting of banking systems for high-risk transactions.
  • Monitored system-generated reports and ensured compliance with audit standards.
  • Collaborated with IT teams for system updates and enhancements.

Education

B.COM - Computer Application

Sengunthar Arts &Scince College
Tiruchengode
01.2010

12th Grade - undefined

Government Boys Higher Sec.School
Sankagiri
01.2007

10th Grade - undefined

Government Boys Higher Sec. School
Sankagiri
01.2005

Skills

  • Banking Application Testing
  • Risk Assessment & Mitigation
  • KYC Compliance & AML Monitoring
  • Software Testing & Quality Assurance
  • Process Optimization
  • Customer Relationship Management
  • Audit & Internal Control
  • Data Analysis & Reporting
  • Data Analysis Tools: Tableau, Excel, and other reporting tools

PERSONAL DETAILS

Languages Known: English, Tamil

Accomplishments

  • Qualified GOAT, ACE, APEX, GOAT 2.O, CRAZY Contest in IDFC First Bank.
  • Qualified retail sprinters pan India contest in the year of 2015, only one person qualified In entire Tamil Nadu Sales officer category.
  • Topper in the Region as Sales officer for productivity and CASA.
  • Topper in CMS and Payment Gateway Solution in the year of 2017.

Certification

IRDA

AMFI

BANKING APPLICATIONS

Finacle, FCRM, Easy pay, Tableau, I-Connect, iView, I sense, Finnone, DMS, CRM next, SFDC, Core Banking System (CBS), Branch Analytics, CMS, Newgen Omni Flow, I Support

Timeline

First Wealth Manager – Retail Branch Banking

IDFC First Bank Ltd.
08.2023 - Current

Relationship Manager – Institutional Business

ICICI Bank Ltd.
07.2021 - 08.2023

Privilege Banker

ICICI Bank Ltd.
09.2016 - 06.2021

CASA Sales Officer

ICICI Bank Ltd.
01.2012 - 08.2016

B.COM - Computer Application

Sengunthar Arts &Scince College

12th Grade - undefined

Government Boys Higher Sec.School

10th Grade - undefined

Government Boys Higher Sec. School
Kuzhandaisamy K