Latha Vasantha mala

Key Responsibilities:

• Loan Processing & Financial Transactions: Managing end-to-end loan processing, encompassing ACH transactions, receipt processing and check return entries.
• Reconciliation & Foreclosure Handling: Oversaw PDC reconciliation, matured contract closures and loan foreclosure processing.
• Post-Disbursal Documentation & Cost Control: Maintaining accurate financial records, updated post-disbursal documents, and implemented cost control measures.
• Customer Service & Query Resolution: Providing financial assistance to individual and non- individual customers, addressing queries and contract closures.
• Dealer Trade Advance & Financial Reporting: Processing Trade Advances, maintaining dealer statements and ensuring holding cost accuracy.
• Tax Compliance & Payout Processing: Collecting and accounting of TDS certificate from dealers, facilitating GST invoice-based payouts.
• Regulatory & Risk Management: Handling CIBIL reports, addressing bureau-related queries and coordinating risk and insurance related queries.
• Operational Oversight & Fraud Detection: Evaluating financial systems, accounting procedures and risk mitigation strategies to optimize financial operations.
• Audit & Compliance Monitoring: Inspecting inventory, reconciled journal entries and analyzed data to detect fraud, duplication or compliance issues.

Key Responsibilities:

• Tax Compliance & Filings: Preparing and processing monthly TDS liabilities, online payments and quarterly TDS return filings.
• TNVAT & Service Tax Management: Generating monthly TNVAT returns, e-filing and processed service tax liability and half-yearly e-returns.
• Audit & Financial Reporting: Finalizing books of accounts for income tax filing and reconciled TDS receivables with Form 26AS.
• Banking & Stock Management: Providing stock statements to banks and confirmed balances for debtors and creditors.
• Regulatory Documentation: Downloading TDS certificates from TRACES and ensured compliance with tax regulations.
• Loan Renewal & Bank Communications: Coordinating with bankers for loan renewals and financial agreements.
• Financial Transactions & Employee Payroll: Oversaw daily cash receipts, payments, salary processing, and bank deposits.