Lavisha Rajan
Delhi
Summary
Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.
Overview
5
5
years of professional experience
Work History
Credit Manager-Mortgages
HDFC Bank
08.2020 - Current
- Work cross-functionally with sales, management and other departments to maintain effective operations.
- Having Credit approval Authority of loans upto 90 lacs
- Obtained and reviewed credit reports, credit references, credit insurance and financial statements to establish credit limits for new accounts.
- Investigated and evaluated customers for creditworthiness and potential risk factors.
- Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
- Credit Underwriting of loans (11 lacs to 750 lacs) against property.
- Single handedly managing PAR portfolio of entire north region and conduct trainings to reduce the errors.
- Managing MIS for the team.
- Working on delinquencies and collections of LAP.
- Conducted trainings for CPAs and New Credit Managers and taking ownership of their work
- Achieved daily productivity, minimized reworks, ensured credit TAT with low errors within benchmarks, minimum credit deferrals
HR Intern
GuestHouser
05.2019 - 07.2019
- Created and updated tracking spreadsheets using MS Excel.
- Assisted human resources and recruiting teams by scheduling phone screens and on-site interviews.
- Updated and maintained employee records to respond quickly to requests for information.
- Posted job openings, screened resumes and scheduled interviews to fill positions with qualified candidates.
Education
MBA - Global Business Operations
Shri Ram College of Commerce
Delhi05.2020
Bachelor of Management Studies - Finance
College Of Vocational Studies, DU
Delhi06.2016
Commerce
Baptist Convent School
Delhi07.2013
Skills
- Risk Mitigation
- Mentoring and Training
- Analytical Thinking
- Continuous Improvement
- Decision Making
- Portfolio Management
- Credit Analysis
- Proficient in Hindi and English
- Organizational Skills
- Proactive and Focused
- Credit Approval and Denial
Accomplishments
- PAN India Winner of TAT contest-HDFC Bank
- Rolling Trophy Award winner for Best Credit Manager-HDFC Bank
- Silver Star Winner for the Month of April 2022-HDFC Bank
- Super Achievers Award 2021-HDFC Bank
- Marker Cup Winner for Academic excellence in X standard
- Marker Cup for excellence in Arts
Timeline
Credit Manager-Mortgages
HDFC Bank
08.2020 - Current
HR Intern
GuestHouser
05.2019 - 07.2019
MBA - Global Business Operations
Shri Ram College of Commerce
Bachelor of Management Studies - Finance
College Of Vocational Studies, DU
Commerce
Baptist Convent School
Similar Profiles
KAMALA SUBRAMANIANKAMALA SUBRAMANIAN
Senior Vice President and Unit Head at HDFC Bank Limited, HDFC BankSenior Vice President and Unit Head at HDFC Bank Limited, HDFC Bank
Jignesh PatelJignesh Patel
Relationship Manager at HDFC Sales Pvt. Ltd. (Group Company Of HDFC Bank)Relationship Manager at HDFC Sales Pvt. Ltd. (Group Company Of HDFC Bank)
Prodip SahaProdip Saha
Collection Officer at HDFC Bank, Bajaj Finance, Axis Bank, IDFC BankCollection Officer at HDFC Bank, Bajaj Finance, Axis Bank, IDFC Bank
Rajan GargRajan Garg
Assistant Manager at HDFC Bank LTD (HDFC Sales Pvt Ltd)Assistant Manager at HDFC Bank LTD (HDFC Sales Pvt Ltd)
Abhishek MishraAbhishek Mishra
Sr. Engineer (Electronics component Sourcing Import & Domestic) at Halonix Technologies Pvt Ltd.Sr. Engineer (Electronics component Sourcing Import & Domestic) at Halonix Technologies Pvt Ltd.