MAHMADRAFIQ CHAPPARBAND
Senior Area Manager
Vijaypur
Summary
Senior Area Manager leading gold loan, personal loan, consumer durables sales, and collection management across Vijayapura, leading 16+ team members. Drives monthly target achievement through team leadership, hiring support, and cross-sell execution that lifted team KPIs. Coordinates product focus and field initiatives to keep business performance moving across core lending lines.
Overview
4
4
Languages
7
7
years of professional experience
Work History
Business Manager Gold Loan
AU SMALL FINANCE BANK
07.2026 - Current
- Led operational strategy to enhance customer service delivery across multiple banking channels.
- Developed and implemented process improvements that streamlined workflow efficiency in branch operations.
- Hiring and filling the employees in to the gap branches.
- Taking ownership of team Gold loan business achievement month on month.
Senior Area Manager
BAJAJ FINSERV
Vijayapura , Karnataka
10.2023 - 05.2026
- Work Experience
- Sr.Area Sales Manager
- Company Name – Bajaj Finserv
- Location - Vijayapura
- Sept 2023 – Present
- 1- Team handling & Leadership
- 2- Sales Target achievement month on month
- 3- Gold loan and personal loan sales
- 4- Consumer durables Sales and Cross- sell initiatives
- 5- Collection management
- 6- Product-specific focus
- 7- Recognized for leadership and team development with an improvement in team KPIs.
- 8- Hiring management
- 9- Taking initiatives on each and every minor and mazor activity in business
- 10- Driving core products like - Gold loan, personal loan, consumer durable, collection management etc
Branch Manager
Muthoot Finance
12.2019 - 09.2023
- GOLD LOAN,BRANCH OPERATIONS,TEAM HANDLING
Education
B.Com - undefined
RANI CHANNAMMA UNIVERSITY
BELGAVI01-2019
Skills
New Client Acquisition
Revenue Generation
Target Achievement
Relationship Management
Cross-sell initiatives
Branch Operations
Branch Handling
Administration
Finance
Collection Management
Interests
Swimming DrawingDriving
Timeline
Business Manager Gold Loan
AU SMALL FINANCE BANK
07.2026 - Current
Senior Area Manager
BAJAJ FINSERV
10.2023 - 05.2026
Branch Manager
Muthoot Finance
12.2019 - 09.2023
B.Com - undefined
RANI CHANNAMMA UNIVERSITY