Mamta Satwani

Regulatory reporting:

• LCR and NSFR reporting :Daily & monthly reporting as per RBI regulatory requirement.
• Capital adequacy reporting: Handled data inputs of 8 overseas branches & subsidiaries per RBI regulatory reporting norms.

Top management reporting:
• Assisted in providing key data inputs for submission of Exposure reporting, transfer pricing reports, business segmental reports and capital adequacy reports.

• Centralized Product Role to draft/update relevant policies, new product development, channel management, process reviews for the MSME working capital business line i.e. OD/CC, term loans in line with bank credit policy. (AUM :5000 cr.)
• Managed full product lifecycle, from ideation through post-launch support, ensuring consistent quality control measures were in place.
• Managed stakeholder expectations effectively throughout the entire product development process.
• Optimized product performance with data-driven analysis and continuous improvement initiatives.
• Coordinated design meetings and decisions with internal departments and teams.
• Collaborated with sales teams to develop effective training materials that drove increased product knowledge among staff members, resulting in higher close rates.
• Launched successful products by conducting thorough market research and identifying customer needs.
• Optimized product pricing strategies to maximize revenue while maintaining competitive market positioning.

• Understanding customer business, trade terms, market presence, industry and product requirement, funds end use and conducting factory/branch visit.
  • Preparation and presentation of detailed credit appraisal notes before sanctioning authority/Credit Forums/Committees, handling credit queries and resolution.
  • Terms & condition finalization, handling customer acceptance and negotiation on sanction terms & condition.
  • Coordination with empaneled lawyer & internal departments such as legal, valuation for Property valuation & Title search reports.
  • Handling pre & post sanction document preparation, execution at sub-registrar office for mortgage creation of immovable property offered as security for loan.
• Improved regional performance by implementing strategic sales initiatives and effective team management.

• Facilitated internal audits and prepared detailed reports on findings.
• Provided valuable insights to senior management on potential business risks identified during audits.