Manan Rathod
34,Ashish Society, Hirawadi, Ahmedabad
Summary
Dynamic Relationship Manager with proven success at ICICI Bank Ltd., adept in portfolio management and client engagement. Expert in collection strategies, minimizing delinquencies, and enhancing revenue recovery. Skilled in MS Excel and team collaboration, consistently delivering results and driving business growth through effective debt servicing and customer-focused solutions.
Overview
17
17
years of professional experience
Work History
Relationship Manager (Grade: Manager-II)
ICICI Bank Ltd.
Ahmedabad
12.2021 - Current
- Handling 180+ portfolio with Ahmedabad location duration Jan’21 to Mar’22.
- Now handling 60 to 180 DPD PNPA and GNPA Portfolio in Auto Product.
- In the period 2 times promoted for best performance in Auto product and multiple. DPD portfolio.
- Engage with delinquent customers for collections of legitimate dues.
- Initiating settlement process and following through with stipulation and forbearance agreements also informed to customer regarding CIBIL implications and generate revenue income.
- Minimizes delinquencies and recovers revenue by performing collection activities.
- Managed debt servicing various channels and Agencies.
- Ensure compliance of the laid down processes by the regulators and the bank for debt servicing.
- Provide timely feedback to superiors on the market dynamics and scenarios to enable business decisions
Relationship Manager (Grade: Deputy Manager II)
ICICI Bank Ltd.
Surat
01.2019 - 12.2021
- Handling 60+ portfolios with Surat, Valsad and Vapi locations duration Jan’19 to Dec’21 in Auto Product.
- Collection and debt servicing of delinquent customers for various banking products
- Ensure collection of payments from the clients on time
- Ensure positive customer service experience in the process of collections and ensure high standards of customer service
- Improves collection efforts by identifying, analyzing, and recommending loss litigation opportunities.
Account Manager
Baviskar Sales & Service
Ahmedabad
05.2018 - 01.2019
- Working on tally software for all finance and account related entries.
- Bank, Debtors & Creditors Reconciliation.
- Currently working on Tally ERP 9 version to work – on E-way bill and Taxable works & Related all banking works.
- Acted as authorized dealer, promoting Crompton Greaves and L&T Switchgear products to enhance market reach.
Account Manager
Sarabhai Prowheels
Ahmedabad
04.2017 - 04.2018
- Working on tally software for all finance and account related entries.
- Working on Stock management for sales & purchase and reconciliation.
- Reviewed and analyzed material data, inventory reports.
- Conducted detailed analysis on reports generated from the database to ensure accuracy.
- Authorised Dealer of Royal Enfield.
Account Manager
Universal Honda
Ahmedabad
03.2015 - 04.2017
- Promoted to Account Manager in 2015 due to high performance and efficiency.
- Advanced to Account Manager role to leverage expertise in client management.
- Oversaw accounting operations across 8 branches and 2 sub-dealers.
- Enhanced internal control systems to improve overall effectiveness.
- Supervising and reviewing work of accountants.
- Contributed to success of leading two-wheeler dealership in Ahmedabad.
Account Assistant
Universal Honda
Ahmedabad
03.2012 - 03.2015
- Compiled outstanding debtor list and conducted payment follow-ups to ensure timely collections.
- Executed daily reconciliation of bank statements to maintain accurate financial records.
- Utilized Tally ERP 9 for handling stock, RTO, motor tax, and related two-wheeler taxable tasks.
- Maintain cash transaction & petty cash book.
Sales Representative
HDFC Bank Limited
05.2011 - 03.2012
- Marketing and selling of Automobile Loans.
- Represented loan products to customers, leveraging strong customer service knowledge to enhance client relationships.
- Collected and organized data from dealers for analysis.
- Consultant on behalf of Pamac Finserve P. Ltd.
Audit Assistant
Dhaval Thakkar and Associates
02.2009 - 12.2010
- Managed audit planning activities, ensuring adherence to time and budget constraints.
- Conducted tax audits for various firms and companies, verifying compliance and accuracy.
- Reviewed and analyzed various ledgers for accuracy and compliance.
- Handled banking functions and supervised audit and accounting activities, including tax auditing.
- Ensured quality and risk coverage in assignment execution.
Education
Master of Commerce (M.Com.) -
Gujarat University
Ahmedabad04-2016
Bachelor of Commerce (B.Com) -
Gujarat University
Ahmedabad04-2008
H.S.C. -
GSEB
Ahmedabad03-2005
S.S.C. -
GSEB
Ahmedabad03-2003
Skills
- Client engagement
- Portfolio management
- Collection strategies
- Debt servicing
- MS Excel
- Team collaboration
Hobbies and Interests
- Reading
- Listen story
- Always keen to learn new things
Disclaimer
I hereby declare that the above-mentioned information is true to the best of my knowledge.
Self : Manan Rathod
Location: Ahmedabad.
Personal Information
- Name: Manan Rathod
- Father's Name: Jayantkumar Rathod
- Date of Birth: 05/24/88
- Marital Status: Married
- Language known : Gujarati, Hindi, English
Timeline
Relationship Manager (Grade: Manager-II)
ICICI Bank Ltd.
12.2021 - Current
Relationship Manager (Grade: Deputy Manager II)
ICICI Bank Ltd.
01.2019 - 12.2021
Account Manager
Baviskar Sales & Service
05.2018 - 01.2019
Account Manager
Sarabhai Prowheels
04.2017 - 04.2018
Account Manager
Universal Honda
03.2015 - 04.2017
Account Assistant
Universal Honda
03.2012 - 03.2015
Sales Representative
HDFC Bank Limited
05.2011 - 03.2012
Audit Assistant
Dhaval Thakkar and Associates
02.2009 - 12.2010
Master of Commerce (M.Com.) -
Gujarat University
Bachelor of Commerce (B.Com) -
Gujarat University
H.S.C. -
GSEB
S.S.C. -
GSEB