Summary
Overview
Work History
Education
Skills
Interests
Additional Information
Key Projects And Achievements
Certifications And Learning
Timeline
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Mangesh Ratnalikar

Mangesh Ratnalikar

Manager Technical Product Implementation
Bengaluru

Summary

With 7+ years of progressive experience in product implementation, client onboarding, and integration of enterprise-grade APIs within major banking and financial technology organizations. Brings a well-rounded skillset encompassing software development and project management capabilities. Successfully manages end-to-end integration lifecycles, improving system reliability and performance while effectively mentoring cross-functional teams. Strong stakeholder communication skills, focus on process automation, and adherence to stringent compliance and information security requirements enable delivery of scalable and secure solutions. Proactive in issue identification and resolution, committed to a client-first approach, and known for strategic thinking. Expertise in Account Aggregator integrations and associated certification processes.

Overview

7
7
years of professional experience
5
5
years of post-secondary education
3
3
Languages

Work History

Manager – Technical Product Implementation

Perfios Software Solutions
04.2024 - Current
  • Spearheaded enterprise-level product implementations for global clients including Doc Classifier, Nexus Integration, and InsureTech.
  • Managed API integrations and security upgrades (SSL, WAF) across multi-region deployments.
  • Conducted team-wide training on API debugging, client queries, and error trend analysis.
  • Developed standardized integration kits, walkthroughs, and RCA templates to streamline onboarding.
  • Led adoption improvements via Logs analytics dashboards and alerting thresholds for international clients.

Senior Software Development Engineer – II

Perfios Software Solutions
04.2023 - 03.2024
  • Delivered high-impact integrations for major banks like HSBC, SCB, WIO Bank, Mashreq, GX Bank, and JULO.
  • Designed secure, scalable API journeys and built custom solutions to meet unique client demands.
  • Coordinated internal efforts for WAF, bulk upload enhancements, and multi-attempt API logic.
  • Enabled faster go-lives via documentation revamps, demos, and hands-on client support.
  • Mentored junior developers, conducted tech walkthroughs, and promoted product/process innovation.

Senior Software Development Engineer

Perfios Software Solutions
04.2020 - 03.2023
  • Led mission-critical integrations for SBI and HDFC with advanced encryption and on-prem setup.
  • Supported complex solutioning for fintechs like KreditBee, MoneyView, Fibe, and EarlySalary.
  • Ensured compliance readiness with infosec guidelines and customized audit-driven implementations.
  • Played a pivotal role in product evolution to meet enterprise client needs.

Software Development Engineer

Perfios Software Solutions
04.2019 - 03.2020
  • Handled technical onboarding for clients like Bajaj Finance, Kotak Bank, Karnataka Bank, and ICICI.
  • Developed automation tools and reusable components for faster integrations and support.
  • Managed production-level debugging and support for high-volume transactions.

Junior Software Development Engineer

Perfios Software Solutions
07.2018 - 03.2019
  • Worked on core Perfios APIs including GST, MCA, Salary Slip, and Statement Upload.
  • Created sample code kits, conducted system testing, and contributed to technical documentation.
  • Provided extensive client support and collaborated on product enhancements.

Education

P.G. Diploma in Advanced Computing - Advanced Computing

CDAC, India
Bengaluru
08.2017 - 02.2018

BTech - Computer Engineering

VP's Kamalnayan Bajaj Institute of Engg & Tech
Pune, India
06.2011 - 04.2016

Skills

  • Product implementation expertise
  • Java, SQL, Data structure
  • Postman, SOAP UI
  • RCA, Debugging & Automation
  • API Integration & Solutioning
  • Data Analysis & Adoption Strategy
  • Stakeholder & Client Management
  • Infosec and Compliance Documentations and RFPs
  • System Security & Compliance (SSL, WAF, Encryption)
  • Product Lifecycle & Documentation, Product Architecture design
  • Cross-functional Team Leadership
  • Salesforce development tools
  • ELK Stack for log analysis
  • MIS Reporting

Interests

Reading, Films and television

Writing and making short films

Travelling

Additional Information

Started discussion Forum in College (01/2012)
Lead actor in Maharashtra's most prestigious drama competition 'Purushottam karandak 2015'
Lead the institution into finals of prestigious drama competition 'Firodiya Karandak 2016' for the first time in institutions history, also played the role of the writer and Lead villain
Director/ Script writing/Lead actor short film 'SAMANTAR'.Received the best actor award in annual short film festival, Baramati.

Key Projects And Achievements

  • SBI YONO Integration – Led one of the largest Indian bank integrations with on-prem setup and robust encryption.
  • SCB Nexus & HSBC EPF – Delivered seamless integrations with complex callback handling and error analysis.
  • Callback Retry System – Designed and implemented a scalable mechanism for callback suspensions and retries.
  • Client-Facing Tools – Developed reusable API integration kits, dashboards, and training resources.
  • API Adoption Analytics – Applied Coursera-learned data analytics to monitor and improve client onboarding.
  • Worked on AA (Account aggregator) Integrations, Certifications with core banking system of multiple major banks in India

Certifications And Learning

  • Coursera Specialization – Applied Data Analytics
  • Ongoing learning in AI, Cloud, API Security, and Product Leadership

Timeline

Manager – Technical Product Implementation

Perfios Software Solutions
04.2024 - Current

Senior Software Development Engineer – II

Perfios Software Solutions
04.2023 - 03.2024

Senior Software Development Engineer

Perfios Software Solutions
04.2020 - 03.2023

Software Development Engineer

Perfios Software Solutions
04.2019 - 03.2020

Junior Software Development Engineer

Perfios Software Solutions
07.2018 - 03.2019

P.G. Diploma in Advanced Computing - Advanced Computing

CDAC, India
08.2017 - 02.2018

BTech - Computer Engineering

VP's Kamalnayan Bajaj Institute of Engg & Tech
06.2011 - 04.2016
Mangesh RatnalikarManager Technical Product Implementation