Verified
This profile is verified using an email address.
MANJEET SINGH
Gold loan ,sales
Chandigarh
Work Preference
Summary
Strategic Banking & Financial Services professional with 10+ years of experience in Gold Loan Sales, Cluster & Territory Management. Expertise in portfolio growth, multi-branch operations, revenue generation, delinquency control, RBI compliance, and team leadership.
Overview
1
1
Language
11
11
years of professional experience
Skills
- Gold Loan Sales & Operations
- Business Development & Revenue Generation
- Portfolio Growth & Asset Quality
- Delinquency & Risk Control
- Regulatory & RBI Compliance
- MIS Reporting & Data Analysis
- Team Leadership & Performance Management
- Cluster & Multi-Branch Management
Work History
Sales Manager
Nearby technology Pvt Ltd
04.2026 - Current
- Led sales team to achieve quarterly targets and drive revenue growth.
- Developed strategic sales plans to enhance market presence and customer engagement.
- Trained new sales representatives on product knowledge and effective selling techniques.
- Analyzed market trends to identify opportunities for business expansion and innovation.
- Managed key client relationships to foster loyalty and repeat business opportunities.
Cluster Head
Manipal Fintech Pvt. Ltd.
09.2025 - 04.2026
- Led cluster-level gold loan sales, enhancing portfolio growth through strategic initiatives.
- Oversaw daily operations across multiple branches to ensure consistent service quality.
- Managed team performance through regular training and development sessions.
- Coordinated with cross-functional teams to enhance customer satisfaction initiatives.
Territory Manager
HDB Finance Pvt. Ltd.
04.2023 - 08.2025
- Oversaw gold loan portfolio across territory, driving business development efforts.
- Managed territory sales strategies to enhance client engagement and market presence.
- Developed and maintained strong relationships with key clients and stakeholders.
- Conducted market analysis to identify new business opportunities and trends.
Loan Manager
Rupeek Fintech Pvt. Ltd.
10.2020 - 04.2023
- Sourced and managed gold loan portfolio to optimize lending opportunities.
- Managed loan applications and assessments for clients seeking financial assistance.
- Evaluated creditworthiness and financial history to determine loan eligibility.
- Collaborated with sales teams to streamline the loan approval process.
Loan Manager
Muthoot Finance Ltd.
10.2017 - 10.2020
- Oversaw branch operations to achieve sales targets.
- Managed loan origination processes to streamline application workflows.
- Evaluated creditworthiness of applicants using advanced assessment tools.
- Guided clients through loan products to match their financial needs.
Accountant
Majha Feed Mill
04.2015 - 09.2017
- Oversaw account management and financial transaction processes to ensure accuracy and compliance.
- Managed financial records and ensured accuracy in accounting transactions.
- Prepared monthly financial statements and reports for management review.
- Conducted audits to verify compliance with financial regulations and standards.
Education
Bachelor of Business Administration -
Punjabi University
Senior Secondary -
PSEB
Matriculation -
PSEB
Hobbies
Football
Reading books
Learning new skills
Watching movies
Personal information
Father's name - Mohinder pal singh
Date of Birth- 05/12/1992
Nationality- indian
Marital status- Married
Languages
Punjabi, English, Hindi
First Language
Place
Chandigarh
Disclaimer
I hereby declare that the above-mentioned information is true and correct to the best of my knowledge and belief.
Timeline
Sales Manager
Nearby technology Pvt Ltd
04.2026 - Current
Cluster Head
Manipal Fintech Pvt. Ltd.
09.2025 - 04.2026
Territory Manager
HDB Finance Pvt. Ltd.
04.2023 - 08.2025
Loan Manager
Rupeek Fintech Pvt. Ltd.
10.2020 - 04.2023
Loan Manager
Muthoot Finance Ltd.
10.2017 - 10.2020
Accountant
Majha Feed Mill
04.2015 - 09.2017
Bachelor of Business Administration -
Punjabi University
Senior Secondary -
PSEB
Matriculation -
PSEB