Shivam Vashishtha
Agra
Summary
Sales professional with hands-on experience in team handling, target achievement, and relationship management. Strong ability to lead teams and drive business growth across various banking products.
Overview
8
8
years of professional experience
Work History
Senior Sales Manager
YES BANK LTD
Gurugram
01.2026 - Current
- Managed a wide range of financial products including LAP, Home Loan (HL), Business Loan, Loan Against Securities, Gold Loan, Working Capital, Overdraft, and Education Loan.
- Generated new business leads and handled end-to-end loan processing from sourcing to disbursement.
- Assessed customer eligibility through financial analysis, banking documents, and CIBIL evaluation.
- Coordinated with internal teams (credit, operations, and sales) to ensure timely approvals and smooth processing.
- Achieved sales targets by cross-selling and upselling banking products to existing and potential customers.
- Built and maintained strong client relationships, ensuring high customer satisfaction and repeat business.
Senior Sales Manager
Indusind Bank
Gurugram
07.2024 - 01.2026
- Managed multiple loan products including Home Loan (HL), Loan Against Property (LAP), Gold Loan, Personal Loan, Business Loan, and Loan Against Securities.
- Generated and handled customer leads, ensuring proper documentation and timely processing of loan applications.
- Coordinated with credit, operations, and sales teams to ensure smooth loan disbursement and approval process.
- Conducted customer profiling and eligibility assessment based on financial documents and CIBIL reports.
- Achieved monthly targets by cross-selling and upselling financial products to existing and new customers.
- Maintained strong customer relationships and provided end-to-end support from lead generation to loan disbursement.
- Cross sell product- Credit card, Life Insurance, Health Insurance, Fixed deposit account opening current and saving Accounts.
Sales Manager
Bajaj Finserv
Shivpuri
11.2021 - 07.2024
- Handling 5 Locations with Team of 3 ASSC Business partners and Team of 12 Sales officers in credit card.
- Achieving & exceeding Business goals and targets for Credit card segment.
- Training the Sales Team, analyzing market trends, channel deployment etc. Also giving feedback & suggestions to the ASM/RSM/ZSM.
- Offers to the dealers regarding our trade advance, Retailer Finance Facilities.
- Cross sell products sourcing (Credit cards, Bajaj Term Plans, Bajaj Allianz insurance plans, Max Niva health plans)
- Implementation of promotional plans & contests and suggesting new and innovating promotion plan for the area of work.
- Managing & Grooming of the team to achieve their respective targets with Hygiene.
- Managing the Delinquency of the business sourced to ensure health of portfolio.
Senior sales officer
HDB Financial Services Limited
Agra
11.2017 - 10.2021
- Approaching new clients of dealers mapped by Sales manager.
- Ensure to follow company policy and process to avoid any lapse and errors.
- Ensure to follow the TAT of completion the files, so that dealers will get his payments on time.
- Handling issues and escalations of customers regarding schemes, process & seasonal offers.
- Ensure least percentage of delinquencies with the co-ordination of collection Team.
- Building relationship with the Dealers to achieve higher competitive advantages.
- Initially started my career with Bank Of Baroda(PSB) in operations and as an additional staff on contract basis for more than two years.
Education
MBA - Marketing
Jaipur University
JaipurB.Sc - Science
Dr. B.R. Ambedkar University
Agra, UP12th - Science
S.G.R. Inter College
Agra, U.P.10th -
Babulal Memorial High School
Agra, U.P.Skills
- Retail banking products knowledge (HL, LAP, PL, Gold Loan, Business Loan)
- Team handling & leadership skills
- Sales & target achievement
- Client relationship management
- Lead generation & conversion
- Loan processing & documentation (CIBIL understanding)
- Strong communication & negotiation
- MS Excel & MS Word proficiency
Personal Information
- Date of Birth: 07/05/97
- Gender: Male
- Nationality: Indian
- Marital Status: Married
Languages
- English
- Hindi
- English
Father's Name
Mr. Chandra Prakash Vashishtha
Languages
English
Intermediate
B1
Hindi
Advanced
C1
Timeline
Senior Sales Manager
YES BANK LTD
01.2026 - Current
Senior Sales Manager
Indusind Bank
07.2024 - 01.2026
Sales Manager
Bajaj Finserv
11.2021 - 07.2024
Senior sales officer
HDB Financial Services Limited
11.2017 - 10.2021
MBA - Marketing
Jaipur University
B.Sc - Science
Dr. B.R. Ambedkar University
12th - Science
S.G.R. Inter College
10th -
Babulal Memorial High School