Summary
Overview
Work History
Education
Skills
Timeline
Generic

Manminder Singh

Patiala

Summary

Results-driven Senior Business Analyst / Product Owner with 8+ years of experience in BFSI domain, specializing in payments systems, product strategy, Agile methodologies, and process automation. Proven expertise in Low Value, High Value, Cross-Border, and Instant Payments, with in-depth understanding of key regulations like SEPA, PSD2, Open Banking, and G3 (Singapore). Adept at delivering scalable, compliant, and customer-centric solutions while ensuring regulatory and business alignment.

Overview

9
9
years of professional experience

Work History

Senior Business Analyst

Teliolabs Communication Pvt Ltd - Walleti By Ooredoo
07.2024 - Current
  • Spearheaded discovery and roadmap planning for cross-border payments module, increasing delivery confidence by 30%.
  • Integrated SEPA and SCT Inst features in digital wallets, achieving PSD2 and Open Banking compliance.
  • Designed automation flows with UiPath for regulatory reporting and EL/RWA calculations in finance modules.
  • Collaborated with DevOps to establish cloud infrastructure for instant payments and continuous API services.

Senior Business Analyst

Bridging Technologies- Lendee
04.2022 - 07.2024
  • Defined user stories and wireframes for PISP/AISP APIs in compliance with PSD2 mandates.
  • Led implementation of SWIFT gpi tracker and planned migration to ISO 20022 standards.
  • Integrated real-time payment modules across multi-region architecture, enhancing transaction efficiency.
  • Collaborated with compliance teams to evaluate regulatory impacts and support Basel III reporting processes.

Business Analyst

Excellence Technologies
08.2016 - 03.2022
  • Spearheaded EL and RWA calculation logic implementation aligned with Basel standards.
  • Designed account switching journeys for digital onboarding and regulatory compliance.
  • Automated high-volume ACH and SEPA SDD transactions using RPA to reduce operational costs.
  • Supported agile banking solutions and payment gateway integrations.

Education

MCA -

Kalinga University

BCA -

Punjabi University

Skills

  • SEPA and PSD2 compliance
  • SCA and ISO 20022 standards
  • RWA and RoRWA metrics
  • TARGET2 and CHAPS processing
  • SCT Inst transactions
  • AISPs and PISPs integration
  • AWS and GCP cloud services
  • Automation tools and RPA optimization
  • Product roadmap development
  • Agile methodologies and Scrum practices
  • Backlog prioritization techniques
  • Requirements gathering processes
  • User story creation
  • Stakeholder collaboration strategies
  • Wireframing and prototyping skills
  • Figma and Balsamiq design tools
  • Market research analysis
  • KPI performance analysis
  • Jira project management
  • Trello task organization
  • Confluence documentation management
  • Visio diagramming tools
  • Axure prototyping software
  • ClickUp project tracking

Timeline

Senior Business Analyst

Teliolabs Communication Pvt Ltd - Walleti By Ooredoo
07.2024 - Current

Senior Business Analyst

Bridging Technologies- Lendee
04.2022 - 07.2024

Business Analyst

Excellence Technologies
08.2016 - 03.2022

MCA -

Kalinga University

BCA -

Punjabi University
Manminder Singh