MANOJ K
Banker
Bengaluru,KA
Overview
7
7
Certificates
23
23
years of professional experience
5
5
Language
Summary
Debt Management professional prepared to elevate recovery strategies and streamline collection processes. Known for collaborative approach and delivering consistent results under changing conditions. Effective in negotiation, conflict resolution, and fostering team collaboration.
Work History
Area Debt Manager /Chief Manager
ICICI Bank Ltd
02.2014 - Current
- Currently transferred to Ahmedabad to handle credit card writeoff portfolio.
- Till October 2025 Managed debt for Auto loans, Commercial Business, Home loans, Personal & Business loans, Two Wheeler loans and Credit Cards 1-180 DPD for Belgaum Region.
- Handling repossession and legal initiation process.
- Loan closure and settlement negotiation with customers.
- Vendor Management
- Joint visits with Vendor staff for critical cases.
- Outsourced Personnel Management.
- Cross product sales.
- Escalation management.
- Customer Support.
Agency Manager Collections / Manager
Fullerton India Credit Company Ltd
04.2013 - 02.2014
Collections Manager / Manager
Next Education India Pvt Ltd
12.2010 - 11.2011
This was a B2B debt management.
Handled clients across PAN India for collection of receivables and also generating leads of newer clients through rapport building and client servicing and customer support.
Manager Debt Management / Manager
HDFC Bank Ltd
04.2010 - 11.2010
- Handled Credit card recovery for Bangalore and up-country locations.
Assistant Manager Debt Management / Asst. Manager
Kotak Mahindra Prime Ltd
08.2009 - 03.2010
- Handled Small ticket personal loan portfolio for Bangalore.
Officer Debt Management
HSBC Bank Ltd
09.2006 - 08.2009
- Handled small ticket loans recovery portfolio for Bangalore.
Credit Analyst
GE Capital International Services (Currently GENPACT)
01.2004 - 10.2005
- Worked for European Equipment Finance - leasing office equipment in UK.
Senior Process Associate
iGATE Global Solutions Ltd
10.2005 - 09.2006
- Worked as Senior Process Associate for client called Green Point Mortgage - US Mortgage closing process.
Sales Coordinator - Two-Wheeler Inventory Funding (Off Rolls Staff)
ICICI Bank Ltd
08.2002 - 09.2003
Certification
Customer interviewing skills.
Education
Bachelor of Commerce - Accounting And Finance
Bangalore University
Bangalore06.2003