Manvendra Singh
Beawar
Summary
Dedicated Credit Manager with extensive experience in credit administration, known for upholding high integrity while meeting business financial needs. Proven track record of optimizing credit processes and enhancing organizational profitability through strategic decision-making. Committed to continuous learning and innovation in the evolving landscape of technology to align with company goals.
Overview
8
8
years of professional experience
Work History
Branch Credit Officer
Shree Cement ltd.
Beawar
07.2023 - Current
- Collaborated closely with sales teams to understand their needs while ensuring sound risk management practices were followed.
- Research and evaluate clients' creditworthiness.
- Negotiate loan terms with clients.
- Maintain records of loan applications.
- Verified applicants' references pertaining to employment, health history and social behavior.
- Worked closely with collections departments in order to ensure timely payments from customers.
- Coordinated with legal teams when necessary to ensure compliance with applicable laws and regulations.
- Identified areas where improvements could be made in the existing process for granting credits.
- Assessed the impact of new products or services on current credit policies.
- Verified current and historical residences, property ownership and various types of debt by accessing public records and directories.
- Met with credit applicants to acquire personal and financial information used to process credit report.
Credit Manager
Mehta Finance
Beawar
01.2022 - 05.2023
- Research and evaluate clients' creditworthiness
- Create credit scoring models to predict risks
- Approve or reject loan requests, based on credibility and potential revenues and losses
- Calculate and set interest rates
- Negotiate loan terms with clients
- Ensure all lending procedures comply with regulations
- Develop, review and update our company's credit policies
- Negotiate loan terms with clients
- Maintain records of loan applications
Zone HR Executive
Bubugao Communication Pvt. Ltd. (vivo Rajasthan)
10.2019 - 11.2020
- Recruiting and hiring
- Onboarding and training
- Administration of pay and benefits
- Liaison between employees and employers
- Ensuring safety of workers
- Ensuring legal requirements for workers are in place and upheld
- Disciplinary action
- Firing or handling resignations
- Monitoring employee training and development
Supervisor
Shree Cement Ltd.
06.2017 - 03.2019
- Assist Project Engineer
- Manage labour and arrange required materials and equipment
- Attendance Management
Education
B. Tech -
JECRC University
01.2016
12th - PCM
RBSE
01.2012
10th -
RBSE
01.2010
Skills
- Self-discipline
- Quick learner
- Relationship building
- Solution structuring
- Financial statement review
- Financial ratio calculation
- Cash flow forecasting
- Documentation review
- Loan underwriting
- Financial statement analysis
- Credit validations
- Delinquency monitoring
- Documentation management
- Collateral evaluation
- Portfolio management
- Risk assessment
- Loan recommendations
- Credit scoring
- Sales support
- Credit analysis
- Loan disbursements
- Creditworthiness determination
Personal Interests
- Debates
- Music
- Driving
- Internet surfing
- Cricket
Disclaimer
I hereby declare that the above information's are true to best of my knowledge.
Internship Record
- Ambuja Cement Pvt Ltd., Study of cement manufacturing Process, 01/01/16, 06/30/16, Intern
- Shree Cement Ltd., 05/01/14, 06/30/14, Intern
Personal Information
- Father's Name: Mr. Durga Singh
- Date of Birth: 05/20/96
- Marital Status: Married
Languages
Hindi
First Language
English
Advanced (C1)
C1
Timeline
Branch Credit Officer
Shree Cement ltd.
07.2023 - Current
Credit Manager
Mehta Finance
01.2022 - 05.2023
Zone HR Executive
Bubugao Communication Pvt. Ltd. (vivo Rajasthan)
10.2019 - 11.2020
Supervisor
Shree Cement Ltd.
06.2017 - 03.2019
B. Tech -
JECRC University
12th - PCM
RBSE
10th -
RBSE
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